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Opals Living Limited

11121750

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 24 outstanding charges (-10)

Details

THE STATION HOUSE, ST. IVES, PE27 5BH
Incorporated 21/12/2017

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 20/12/2025

Due 03/01/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Sam Spencer Hodge

director · Since 21/12/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 35

Also on 4 other boards

Persons with Significant Control

S Holdings Limited

75–100% shares
75–100% votes
Appoint directors

The Station House, 15 Station Road, St. Ives, PE27 5BH

Reg: 09832368 · The Registrar Of Companies For England And Wales · Private Company

Notified 28/10/2024

Former PSCs

Mr Sam Spencer Hodge

Ceased 28/10/2024

Charges24 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 24/05/2023Registered 24/05/2023
Charge
outstanding

PARAGON BANK PLC

Created 18/05/2023Registered 18/05/2023
Charge
outstanding

PARAGON BANK PLC

Created 12/05/2023Registered 12/05/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 20/01/2023Registered 25/01/2023
Charge
outstanding

PARAGON BANK PLC

Created 25/07/2022Registered 27/07/2022
Charge
outstanding

PARAGON BANK PLC

Created 06/06/2022Registered 15/06/2022
Charge
outstanding

PARAGON BANK PLC

Created 21/03/2022Registered 24/03/2022
Charge
outstanding

PARAGON BANK PLC

Created 03/03/2022Registered 15/03/2022
Charge
outstanding

PARAGON BANK PLC

Created 25/02/2022Registered 01/03/2022
Charge
satisfied

PARAGON BANK PLC

Created 08/10/2021Registered 12/01/2022Satisfied 02/04/2026
Charge
satisfied

PARAGON BANK PLC

Created 21/12/2021Registered 22/12/2021Satisfied 02/04/2026
Charge
outstanding

PARAGON BANK PLC

Created 17/12/2021Registered 20/12/2021
Charge
satisfied

PARAGON BANK PLC

Created 01/12/2021Registered 03/12/2021Satisfied 02/04/2026
Charge
outstanding

PARAGON BANK PLC

Created 30/09/2021Registered 02/10/2021
Charge
satisfied

PARAGON BANK PLC

Created 09/09/2021Registered 11/09/2021Satisfied 02/04/2026
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 06/08/2021Registered 11/08/2021Satisfied 02/04/2026
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 06/08/2021Registered 11/08/2021
Charge
outstanding

PARAGON BANK PLC

Created 07/07/2021Registered 20/07/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 01/07/2021Registered 02/07/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 04/06/2021Registered 08/06/2021Satisfied 02/04/2026
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 19/05/2021Registered 24/05/2021Satisfied 02/04/2026
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/04/2021Registered 04/05/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 26/03/2021Registered 03/04/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 16/12/2020Registered 22/12/2020Satisfied 02/04/2026
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 19/06/2020Registered 26/06/2020Satisfied 02/04/2026
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 16/04/2020Registered 21/04/2020
Charge
satisfied

PARAGON BANK PLC

Created 18/11/2019Registered 02/12/2019Satisfied 02/04/2026
Charge
outstanding

PARAGON BANK PLC

Created 15/11/2019Registered 26/11/2019
Charge
outstanding

PARAGON BANK PLC

Created 12/07/2019Registered 24/07/2019
Charge
outstanding

PARAGON BANK PLC

Created 03/06/2019Registered 03/06/2019
Charge
outstanding

PARAGON BANK PLC

Created 29/03/2019Registered 01/04/2019
Charge
outstanding

PARAGON BANK PLC

Created 13/02/2019Registered 18/02/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 29/08/2018Registered 30/08/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 24/07/2018Registered 03/08/2018

CompanyRankvs 121658+ SIC 68209 peers
40

Financial strength85th percentile among SIC peers · 21/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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121658Opals Living Limited
49
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£271k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

-£1.5M

Working capital

Current Assets

£44k

Current Liabilities

£1.5M

Fixed Assets

£5.2M

Debtors

£3k

0avg. employees-1

Tax at Year End

Corp tax£56k

Balance Sheet

Assets less current liabilities£3.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20240.03-£1.8M
20230.05—

Derived from filed accounts. Not audited figures.