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Cognitive Credit Limited

11124276

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SUITE 8 2ND FLOOR, BUSHEY HEATH, WD23 1EE
Incorporated 22/12/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74909
Other professional, scientific and technical activities

Officers

Robert Slater

director · Since 22/12/2017

NONE

AMERICAN · ENGLAND · Age 45

Mr Marc Frans Julia Moens

director · Since 22/01/2019

INVESTOR

BELGIAN · SCOTLAND · Age 68

Also on 9 other boards

Mr Martyn James

director · Since 17/05/2024

MANAGING PARTNER

BRITISH · ENGLAND · Age 44

Mrs Gabby Munoz

director · Since 30/06/2025

MANAGING DIRECTOR

AMERICAN · UNITED STATES · Age 42

Persons with Significant Control

Former PSCs

Robert Slater

Ceased 17/05/2024

CompanyRankvs 3720+ SIC 74909 peers
83

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.82× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£4.0M

Balance sheet strength

Cash

£4.8M

Cash in the bank

Net Current Assets

£3.8M

Working capital

Current Assets

£6.0M

Current Liabilities

£2.1M

Debtors

£1.2M

43avg. employees+10

Tax at Year End

VAT£53k

Balance Sheet

Assets less current liabilities£4.0M
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20242.82+£2.4M£1.1M
20231.70-£537k£804k
20222.84-£3.4M£651k
202115.40+£5.5M£591k
202019.24-£1.1M
201918.26+£1.3M
20184.84

Derived from filed accounts. Not audited figures.