Cognitive Credit Limited
11124276
Healthy
- 1 outstanding charge (-2)
Details
Compliance
Last accounts
31/12/2025
total exemption full
Next accounts due
30/09/2027
Confirmation statement
Last: 26/11/2025
Due 10/12/2026
Industry
Officers
director · Since 22/01/2019
INVESTOR
BELGIAN · SCOTLAND
Also on 9 other boards
Christopher Bon
director · Since 01/10/2026
BRITISH,FRENCH · ENGLAND
Persons with Significant Control
Former PSCs
Robert Slater
Ceased 17/05/2024
Charges1 outstanding
Hsbc Innovation Bank Limited
The company charges by way of first legal mortgage the property (as defined in the instrument), although no further detail is specified in the instrument. For further information, please see clause 3.2 and part 1 of schedule 1 of the instrument. The company also charges by way of first fixed charge the intellectual property (as defined in the instrument), including the trademark with trademark number UK00918149017 in classes 9, 35, 36 and 42 for the mark 'cognitivecredit', the trademark with trademark number UK00003309842 in classes 9, 35, 36 and 42 for the mark "cognitive credit", the trademark with trademark number 018149017 in classes 09, 35, 36 and 42 for the mark 'cognitivecredit', and the patent with patent number 6089793, among others. For further information, please see clause 3.3 and part 3 of schedule 1 of the instrument.
CompanyRankvs 8242+ SIC 74909 peers65
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
£762k
Balance sheet strength
Cash
£2.6M
Cash in the bank
Net Current Assets
£961k
Working capital
Current Assets
£4.2M
Current Liabilities
£3.2M
Debtors
£1.6M
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit | Est. Revenue |
|---|---|---|---|
| 2025 | 1.30 | -£3.2M | £1.6M |
| 2024 | 2.82 | +£2.4M | £1.1M |
| 2023 | 1.70 | — | £804k |
Derived from filed accounts. Not audited figures.