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Budgo Limited

11154032

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

THE LEIGH THE HAM, DURSLEY, GL11 5AS
Incorporated 17/01/2018

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 20/12/2025

Due 03/01/2027

On track

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Laura Jayne Harvey-Stevens

director · Since 17/01/2018

DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 1 other board

Persons with Significant Control

Mrs Laura Jayne Harvey-Stevens

75–100% shares
75–100% votes
Appoint directors

British · England · Age 33

The Leigh, The Ham, Dursley, GL11 5AS

Notified 17/01/2018

Charges5 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 11/07/2023Registered 13/07/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 30/06/2023Registered 03/07/2023
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 19/12/2022Registered 20/12/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 01/02/2021Registered 16/02/2021
Charge
satisfied

MASTHAVEN BANK LTD

Created 27/11/2020Registered 24/12/2020Satisfied 03/07/2023
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 27/04/2018Registered 02/10/2020

CompanyRankvs 121680+ SIC 68100 peers
25

Financial strength4th percentile among SIC peers · 1/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.12× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£91k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

-£291k

Working capital

Current Assets

£41k

Current Liabilities

£332k

Fixed Assets

£645k

Debtors

£15k

1avg. employees

Balance Sheet

Assets less current liabilities£354k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.12-£7k
20240.28-£46k
20230.24+£4k
2022-£52k
2021+£4k

Derived from filed accounts. Not audited figures.