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Tern Holdings Limited

11159278

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

Dickens House, Guithavon Street, Witham, CM8 1BJ
Incorporated 19/01/2018

Previously known as

Smb Build Limited · until 02/11/2021

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 18/01/2026

Due 01/02/2027

On track

Industry

43999
Specialised construction activities

Officers

Stephen Tyrone Murphy

director · Since 19/01/2018

British · England · Age 64

Karl Pickering

director · Since 19/01/2018

British · United Kingdom · Age 68

Clifford John Haviland

director · Since 01/11/2021

British · England · Age 68

Persons with Significant Control

Mr Stephen Tyrone Murphy

25–50% shares
25–50% votes

British · England · Age 64

Dickens House, Guithavon Street, Witham, CM8 1BJ

Notified 19/01/2018

Mr Karl Pickering

25–50% shares
25–50% votes

British · United Kingdom · Age 68

Dickens House, Guithavon Street, Witham, CM8 1BJ

Notified 19/01/2018

Mr Clifford John Haviland

25–50% shares
25–50% votes

British · England · Age 68

3 Wilbye House, Lexden Park, Colchester, CO3 3UF

Notified 01/11/2021

Change History

officer appointedHAVILAND, Clifford John
2026-05-04
officer appointedMURPHY, Stephen Tyrone
2026-05-04
officer appointedPICKERING, Karl
2026-05-04
statusactive
2026-05-04

Active

post townWitham
2026-05-04

WITHAM

typeltd
2026-05-04

Private Limited Company

address line1Dickens House
2026-05-04

DICKENS HOUSE

CompanyRankvs 36424+ SIC 43999 peers
37

Financial strength44th percentile among SIC peers · 11/25
Employees9th percentile among SIC peers · 1/15
LiquidityCurrent ratio 0× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3.0M

Working capital

Current Assets

£2k

Current Liabilities

£3.0M

Fixed Assets

£3.0M

0avg. employees

Balance Sheet

Assets less current liabilities£2k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.00+£0
20230.00+£0
2022+£5
2021+£0
2021+£0
2020+£0

Derived from filed accounts. Not audited figures.

Filing History41 filings

Confirmation statement

confirmation statement with updates

23/01/20265 pages · PDF
Accounts filed

accounts with accounts type micro entity

01/07/20255 pages · PDF
Confirmation statement

confirmation statement with updates

20/01/20254 pages · PDF
PSC notified

notification of a person with significant control

19/12/20242 pages · PDF
RP04CS01

second filing of confirmation statement with made up date

29/10/20243 pages · PDF
RP04CS01

second filing of confirmation statement with made up date

29/10/20243 pages · PDF
Accounts filed

accounts with accounts type micro entity

19/06/20245 pages · PDF
Confirmation statement

confirmation statement

18/01/20245 pages · PDF
Accounts filed

accounts with accounts type micro entity

21/07/20234 pages · PDF
Confirmation statement

confirmation statement with updates

18/01/20235 pages · PDF
RESOLUTIONS

resolution

21/07/20221 page · PDF
RESOLUTIONS

resolution

21/07/20221 page · PDF
RESOLUTIONS

resolution

21/07/20221 page · PDF
MA

memorandum articles

21/07/202216 pages · PDF
RESOLUTIONS

resolution

20/07/20221 page · PDF
RESOLUTIONS

resolution

20/07/20221 page · PDF
RESOLUTIONS

resolution

20/07/20221 page · PDF
RESOLUTIONS

resolution

20/07/20221 page · PDF
SH10

capital variation of rights attached to shares

20/07/20222 pages · PDF
Shares allotted

capital allotment shares

20/07/20224 pages · PDF
SH08

capital name of class of shares

20/07/20222 pages · PDF
Accounts filed

accounts with accounts type micro entity

15/07/20225 pages · PDF
Confirmation statement

confirmation statement with updates

15/07/20225 pages · PDF
Director appointed

appoint person director company with name date

02/11/20212 pages · PDF
Accounts date changed

change account reference date company previous shortened

02/11/20211 page · PDF
CERTNM

certificate change of name company

02/11/20213 pages · PDF
Accounts filed

accounts with accounts type micro entity

19/10/20215 pages · PDF
Confirmation statement

confirmation statement with updates

18/01/20214 pages · PDF
Accounts filed

accounts with accounts type micro entity

03/12/20205 pages · PDF
Confirmation statement

confirmation statement with updates

20/01/20204 pages · PDF
Director details changed

change person director company with change date

12/12/20192 pages · PDF
PSC changed

change to a person with significant control

12/12/20192 pages · PDF
Accounts filed

accounts with accounts type micro entity

02/10/20194 pages · PDF
Director details changed

change person director company with change date

30/08/20192 pages · PDF
PSC changed

change to a person with significant control

30/08/20192 pages · PDF
Confirmation statement

confirmation statement with updates

18/01/20195 pages · PDF
Shares allotted

capital allotment shares

01/02/20184 pages · PDF
Shares allotted

capital allotment shares

01/02/20184 pages · PDF
Shares allotted

capital allotment shares

01/02/20184 pages · PDF
RESOLUTIONS

resolution

30/01/20183 pages · PDF
Incorporated

incorporation company

19/01/201834 pages · PDF