4c Financial Technology Ltd
11212864
Some Concerns
- Negative net worth (-10)
- Current liabilities exceed current assets (-10)
- 1 outstanding charge (-2)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 19/02/2018
FINTECH EXECUTIVE
AUSTRALIAN · UNITED KINGDOM · Age 51
Persons with Significant Control
Mr Christian Matthew Pemberton
Australian · United Kingdom · Age 51
20-22, Wenlock Road, London, N1 7GU
Notified 19/02/2018
Charges1 outstanding
HSBC UK BANK PLC
CompanyRankvs 13198+ SIC 70221 peers22
Show leaderboard
How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/06/2025
Net Worth
-£79k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
-£30k
Working capital
Current Assets
£16k
Current Liabilities
£46k
Fixed Assets
£5k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.34 | +£0 |
| 2025 | 0.34 | +£0 |
| 2024 | 0.34 | +£0 |
| 2023 | 0.34 | +£0 |
| 2022 | 0.34 | — |
| 2020 | 1.25 | — |
Derived from filed accounts. Not audited figures.