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Mackay Business & Investments Ltd

11215405

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

EXCEL HOUSE MILLBROOK LANE, MARKET RASEN, LN8 5AB
Incorporated 20/02/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43210
Electrical installation
68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr James Mackay

director · Since 20/02/2018

DIRECTOR

BRITISH · ENGLAND · Age 38

Persons with Significant Control

Mr James Mackay

75–100% shares
75–100% votes

British · England · Age 38

Excel House, Millbrook Lane, Market Rasen, LN8 5AB

Notified 20/02/2018

Charges2 outstanding

Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 27/10/2023Registered 27/10/2023
Charge
satisfied

SOCIAL MONEY LIMITED

Created 18/02/2022Registered 21/02/2022Satisfied 05/01/2023
Charge
satisfied

SOCIAL MONEY LIMITED

Created 18/02/2022Registered 21/02/2022Satisfied 05/01/2023
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 07/02/2020Registered 11/02/2020

CompanyRankvs 9029+ SIC 43210 peers
59

Financial strength88th percentile among SIC peers · 22/25
Employees21th percentile among SIC peers · 3/15
LiquidityCurrent ratio 4.34× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£125k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£110k

Working capital

Current Assets

£142k

Current Liabilities

£33k

Fixed Assets

£190k

1avg. employees

Balance Sheet

Assets less current liabilities£299k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.34-£23k
20244.20-£66k
20231.73

Derived from filed accounts. Not audited figures.