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Whichrate Consulting Ltd

11244158

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

WOLSELEY HOUSE DYSON WAY, STAFFORD, ST18 0GA
Incorporated 09/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74909
Other professional, scientific and technical activities

Officers

Mr Paul Roscoe

secretary · Since 01/08/2018

Also on 12 other boards

Mr David Bjorn Gardner

director · Since 27/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 6 other boards

Mr Paul Roscoe

director · Since 27/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 12 other boards

Mrs Rebekah Gardner

director · Since 13/03/2024

DIRECTOR

BRITISH · ENGLAND · Age 49

Mrs Justine Roscoe

director · Since 13/03/2024

DIRECTOR

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Whichrate Holdings Ltd

75–100% shares
75–100% votes
Appoint directors

Wolseley House, Dyson Way, Stafford, ST18 0GA

Reg: 11244557 · England · Limited Company

Notified 04/10/2019

Former PSCs

Mr Terence Potter

Ceased 11/03/2018

Mr Terence Potter

Ceased 04/10/2019

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 13/08/2023Registered 15/08/2023
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 27/05/2021Registered 04/06/2021Satisfied 04/08/2023

CompanyRankvs 2274+ SIC 74909 peers
73

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.96× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£3.9M

Balance sheet strength

Cash

£763k

Cash in the bank

Net Current Assets

£3.9M

Working capital

Current Assets

£4.8M

Current Liabilities

£974k

Fixed Assets

£496k

Debtors

£4.1M

69avg. employees+2

Tax at Year End

Corp tax£133k
VAT£205k

Balance Sheet

Assets less current liabilities£4.4M
Signed by Mr P Roscoe 4 February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20254.96+£65k£4.1M
20245.34+£192k£3.7M
20235.57+£893k£2.9M
20226.68+£1.0M£3.0M
20215.04+£741k
20202.64+£259k
20192.67

Derived from filed accounts. Not audited figures.