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Carat Properties Limited

11272422

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

101 NEW CAVENDISH STREET, LONDON, W1W 6XH
Incorporated 23/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Jaswinder Kaur Phull

director · Since 23/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 1 other board

Miss Jespreet Kaur Phull

director · Since 23/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 35

Also on 2 other boards

Miss Menreet Kaur Phull

director · Since 23/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 34

Also on 2 other boards

Mr Paramjit Singh Phull

director · Since 23/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Persons with Significant Control

Miss Menreet Kaur Phull

25–50% shares

British · United Kingdom · Age 34

101, New Cavendish Street, London, W1W 6XH

Notified 23/03/2018

Miss Jespreet Kaur Phull

25–50% shares

British · United Kingdom · Age 35

101, New Cavendish Street, London, W1W 6XH

Notified 23/03/2018

Charges5 outstanding

Charge
outstanding

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Charge
outstanding

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Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 13/05/2024Registered 13/05/2024
Charge
outstanding

CYNERGY BANK LIMITED

Created 30/06/2021Registered 07/07/2021
Charge
outstanding

CYNERGY BANK LIMITED

Created 30/06/2021Registered 07/07/2021

CompanyRankvs 65276+ SIC 68209 peers
50

Financial strength78th percentile among SIC peers · 20/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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65276Carat Properties Limited
60
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£109k

Balance sheet strength

Cash

£70k

Cash in the bank

Net Current Assets

-£1.8M

Working capital

Current Assets

£79k

Current Liabilities

£1.9M

Fixed Assets

£3.8M

Debtors

£9k

4avg. employees

Tax at Year End

Corp tax£18k

Balance Sheet

Bank loans & overdrafts£30k
Assets less current liabilities£1.9M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£0
20250.04+£64k
20240.03+£486
20230.01+£17k
20220.02+£23k
20210.02—

Derived from filed accounts. Not audited figures.