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Homes And Dreams Limited

11275247

active
Private Limited Company
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

26 INCE WAY, MILTON KEYNES, MK4 4NP
Incorporated 26/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Venu Ramesh Bharadwaj

director · Since 26/03/2018

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Mrs Divya Rao Bharadwaj

director · Since 14/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 1 other board

Persons with Significant Control

Mr Venu Ramesh Bharadwaj

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 46

26, Ince Way, Milton Keynes, MK4 4NP

Notified 26/03/2018

Mrs Divya Rao Bharadwaj

25–50% shares
25–50% votes

British · England · Age 44

26, Ince Way, Milton Keynes, MK4 4NP

Notified 14/10/2024

Former PSCs

Mr Venkatesh Ramaiah

Ceased 14/10/2024

Mr Naveen Hebbur Krishnamurthy

Ceased 14/10/2024

Charges3 outstanding

Charge
outstanding

ONESAVINGS BANK PLC

Created 31/03/2021Registered 31/03/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 10/12/2020Registered 14/12/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 26/03/2020Registered 02/04/2020

CompanyRankvs 93093+ SIC 68100 peers
35

Financial strength8th percentile among SIC peers · 2/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.61× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£39k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£4k

Current Liabilities

£6k

Fixed Assets

£217k

Debtors

£263

3avg. employees

Director Loans

Company owes directors£5k

Balance Sheet

Assets less current liabilities£215k
Signed by Mr Venu Bharadwaj Mrs Divya Bharadwaj 08/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.61-£585
20240.36-£8k
20232.05+£4k
20222.72-£10k
20210.58-£11k
202042.17-£15k
2019-0.38

Derived from filed accounts. Not audited figures.