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Homes And Dreams Limited

11275247

active
Private Limited Company
england wales
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

26 INCE WAY, MILTON KEYNES, MK4 4NP
Incorporated 26/03/2018

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 05/11/2025

Due 19/11/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Venu Ramesh Bharadwaj

director · Since 26/03/2018

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Mrs Divya Rao Bharadwaj

director · Since 14/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 1 other board

Persons with Significant Control

Mr Venu Ramesh Bharadwaj

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 46

26, Ince Way, Milton Keynes, MK4 4NP

Notified 26/03/2018

Mrs Divya Rao Bharadwaj

25–50% shares
25–50% votes

British · England · Age 45

26, Ince Way, Milton Keynes, MK4 4NP

Notified 14/10/2024

Former PSCs

Mr Venkatesh Ramaiah

Ceased 14/10/2024

Mr Naveen Hebbur Krishnamurthy

Ceased 14/10/2024

Charges3 outstanding

Charge
outstanding

ONESAVINGS BANK PLC

Created 31/03/2021Registered 31/03/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 10/12/2020Registered 14/12/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 26/03/2020Registered 02/04/2020

CompanyRankvs 95389+ SIC 68100 peers
35

Financial strength8th percentile among SIC peers · 2/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.61× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£39k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£4k

Current Liabilities

£6k

Fixed Assets

£217k

Debtors

£263

3avg. employees

Director Loans

Company owes directors£5k

Balance Sheet

Assets less current liabilities£215k
Signed by Mr Venu Bharadwaj Mrs Divya Bharadwaj 08/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.61-£585
20240.36-£8k
20232.05

Derived from filed accounts. Not audited figures.