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Smarter Contracts Ltd

11423544

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

86-90 PAUL STREET, LONDON, EC2A 4NE
Incorporated 20/06/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62020
Information technology consultancy activities

Officers

Mr Wayne Thomas Lloyd

director · Since 20/06/2018

CHIEF EXECUTIVE

BRITISH · UNITED KINGDOM · Age 46

Ms Emma Sarah Lloyd

director · Since 19/10/2020

DIRECTOR

BRITISH · ENGLAND · Age 37

Mr Neelam Surendra Patel

director · Since 19/10/2020

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 6 other boards

Mr James Peter Radley

director · Since 19/10/2020

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Mr Andrew John Dowsett

director · Since 09/01/2026

BRITISH · ENGLAND · Age 60

Mr Atul Pushkar Mehta

director · Since 09/01/2026

BRITISH · ENGLAND · Age 64

Also on 3 other boards

Persons with Significant Control

Wayne Thomas Lloyd

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 46

86-90, Paul Street, London, EC2A 4NE

Notified 20/06/2018

CompanyRankvs 647120+ SIC 62020 peers
48

Financial strength36th percentile among SIC peers · 9/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.35× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£107

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

-£148k

Working capital

Current Assets

£79k

Current Liabilities

£227k

Fixed Assets

£410k

Debtors

£59k

7avg. employees+2

Tax at Year End(2019)

Corp tax£111

Director Loans(2020)

Company owes directors£21k

Balance Sheet

Intangible assets£400k
Assets less current liabilities£262k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.35
20230.41
20223.34
20212.76
20205.39+£100k
20190.98

Derived from filed accounts. Not audited figures.