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Choice Business Finance Holdings Limited

11445356

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

470 HUCKNALL ROAD, NOTTINGHAM, NG5 1FX
Incorporated 03/07/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Julian Anthony Lawrence

director · Since 03/07/2018

COMMERCIAL FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

Persons with Significant Control

Mr Julian Anthony Lawrence

75–100% shares
75–100% votes

British · United Kingdom · Age 55

470 Hucknall Road, Nottingham, NG5 1FX

Notified 03/07/2018

Charges1 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 19/10/2018Registered 23/10/2018

CompanyRankvs 22864+ SIC 68209 peers
65

Financial strength91th percentile among SIC peers · 23/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 44.44× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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22864Choice Business Finance Holdings Limited
74
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£694k

Balance sheet strength

Cash

£324k

Cash in the bank

Net Current Assets

£405k

Working capital

Current Assets

£414k

Current Liabilities

£9k

Fixed Assets

£407k

Debtors

£23k

1avg. employees

Balance Sheet

Assets less current liabilities£812k
Signed by Mr Julian Lawrence 14/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202644.44+£180k
202597.10+£82k
202420.34+£77k
20239.51+£78k
20225.98+£26k
202111.18+£111k
20202.64+£11k
201925.62—

Derived from filed accounts. Not audited figures.