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Ramsay & White Estate Agents Ltd

11486879

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

27a &B High Street, Aberdare, CF44 7AA
Incorporated 27/07/2018

Previously known as

Ramsay & White Properties Ltd · until 08/06/2020
Right Time Finance Ltd · until 27/03/2019

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/05/2026

Due 06/06/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Joel Michael White

director · Since 27/07/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 38

Also on 2 other boards

Mr James Stuart Herbert

director · Since 03/07/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 33

Also on 2 other boards

Joel Michael White

director · Since 27/07/2018

British · United Kingdom · Age 38

James Stuart Herbert

director · Since 03/07/2020

British · United Kingdom · Age 33

Former

Paul Davies

director · Resigned 16/09/2019

Dean Christopher Terry Cripps

director · Resigned 16/09/2019

Persons with Significant Control

Paulsmortgages Ltd

25–50% shares
25–50% votes
Appoint directors

5, Oak Tree Court, Mulberry Drive, Cardiff, CF23 8RS

Reg: 11127073 · England And Wales · Limited

Notified 01/04/2024

J White Holdings

25–50% shares
25–50% votes
Appoint directors

5, Oak Tree Court, Mulberry Drive, Cardiff, CF23 8RS

Reg: 12619173 · England And Wales · Limited

Notified 01/04/2024

Former PSCs

Mr Joel Michael White

Ceased 28/05/2020

Ramsay & White Holdings Ltd

Ceased 01/04/2024

Change History

officer appointedHERBERT, James Stuart
2026-08-05
officer appointedWHITE, Joel Michael
2026-08-05
statusactive
2026-08-05

Active

typeltd
2026-08-05

Private Limited Company

address line127a &B High Street
2026-08-05

27A &B HIGH STREET

post townAberdare
2026-08-05

ABERDARE

CompanyRankvs 82848+ SIC 68100 peers
48

Financial strength14th percentile among SIC peers · 4/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.8× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

-£15k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

-£16k

Working capital

Current Assets

£64k

Current Liabilities

£80k

Fixed Assets

£1k

Debtors

£44k

5avg. employees-2

Balance Sheet

Assets less current liabilities-£15k
Signed by Mr James Herbert 29/04/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.80-£70k
20241.79-£39k
20232.18

Derived from filed accounts. Not audited figures.