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Utopia Housing Holdings Ltd

11521033

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

ENGLISH ROOM THE OLD FREE SCHOOL, WATFORD, WD18 0BX
Incorporated 16/08/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Ms Lauren Michelle Mercurius-Mascoll

director · Since 16/08/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 1 other board

Persons with Significant Control

Ms Lauren Michelle Mercurius-Mascoll

75–100% shares
75–100% votes
Appoint directors

British · England · Age 52

28, Hemingford Road, Watford, WD17 4JH

Notified 16/08/2018

Charges7 outstanding

Charge
outstanding

MTF (LE) LIMITED

Created 28/02/2025Registered 15/03/2025
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outstanding

MTF (LE) LIMITED

Created 28/02/2025Registered 15/03/2025
Charge
outstanding

MTF (LE) LIMITED

Created 28/02/2025Registered 15/03/2025
Charge
outstanding

MTF (LE) LIMITED

Created 28/02/2025Registered 15/03/2025
Charge
outstanding

MTF (LE) LIMITED

Created 28/02/2025Registered 11/03/2025
Charge
outstanding

MTF (LE) LIMITED

Created 01/08/2023Registered 02/08/2023
Charge
satisfied

OCTANE PROPERTY FINANCE 4 LIMITED

Created 28/02/2022Registered 03/03/2022Satisfied 11/03/2025
Charge
satisfied

HAMPSHIRE TRUST BANK PLC

Created 22/02/2022Registered 23/02/2022Satisfied 11/03/2025
Charge
satisfied

MINT PROPERTY FINANCE LIMITED

Created 20/08/2021Registered 26/08/2021Satisfied 28/02/2022
Charge
satisfied

LENDINVEST BTL LIMITED

Created 16/06/2021Registered 16/06/2021Satisfied 11/03/2025
Charge
outstanding

LENDINVEST BTL LIMITED

Created 07/05/2021Registered 16/05/2021
Charge
satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 28/10/2020Registered 06/11/2020Satisfied 31/01/2022
Charge
satisfied

LENDINVEST SECURITY TRUSTEES LIMITED

Created 28/10/2020Registered 05/11/2020Satisfied 31/01/2022
Charge
satisfied

MT FINANCE LIMITED

Created 26/06/2020Registered 01/07/2020Satisfied 28/02/2022
Charge
satisfied

D&B FINANCE LIMITED

Created 01/08/2019Registered 08/08/2019Satisfied 01/07/2020

CompanyRankvs 15527+ SIC 68100 peers
60

Financial strength97th percentile among SIC peers · 24/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 3.98× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£1.8M

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.5M

Current Liabilities

£389k

Fixed Assets

£3.3M

Debtors

£1.5M

0avg. employees

Balance Sheet

Bank loans & overdrafts£2.0M
Assets less current liabilities£4.4M
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20243.98+£169k
20234.02+£1.1M
20210.52+£320k
20201.72+£85k
20199.06

Derived from filed accounts. Not audited figures.