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Laeto Properties Ltd

11562421

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

RILEY HILL FARM, BLACKPOOL, FY4 4QS
Incorporated 11/09/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Iain Martyn Charles Cumpstey

director · Since 11/09/2018

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 1 other board

Persons with Significant Control

Mr Iain Martyn Charles Cumpstey

75–100% shares

British · England · Age 34

Riley Hill Farm, Lee Road, Blackpool, FY4 4QS

Notified 11/09/2018

Charges5 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 04/09/2025Registered 10/09/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 09/06/2022Registered 13/06/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 04/12/2019Registered 05/12/2019
Charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 06/06/2019Registered 06/06/2019Satisfied 10/09/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 30/01/2019Registered 12/02/2019
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/01/2019Registered 12/02/2019

CompanyRankvs 198777+ SIC 68209 peers
28

Financial strength14th percentile among SIC peers · 4/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£10k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£49k

Working capital

Current Assets

£914

Current Liabilities

£50k

Fixed Assets

£435k

1avg. employees

Balance Sheet

Assets less current liabilities£387k
Signed by Mr I M Cumpstey 27 May 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02-£3k
20240.04-£7k

Derived from filed accounts. Not audited figures.