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My Choice Investments Ltd

11565242

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • 4 outstanding charges (-8)

Details

1 AGINCOURT VILLAS, HILLINGDON, UB10 0NX
Incorporated 12/09/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Nirmal Singh Chawla

secretary · Since 12/09/2018

Also on 4 other boards

Mr Abdul Hannan Zafar

director · Since 03/03/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 43

Mr Nirmal Singh Chawla

director · Since 30/01/2026

BRITISH · ENGLAND · Age 39

Also on 4 other boards

Persons with Significant Control

Mr Nirmal Singh Chawla

25–50% shares
25–50% votes
Appoint directors

Afghan · United Kingdom · Age 39

38, Devon Waye, Hounslow, TW5 0NE

Notified 12/09/2018

Mr Abdul Hannan Zafar

25–50% shares
25–50% votes
Appoint directors

British · England · Age 43

1 Agincourt Villas, Uxbridge Road, Hillingdon, UB10 0NX

Notified 03/03/2021

Mr Gurmak Singh

25–50% shares
25–50% votes
Appoint directors

British · England · Age 47

1 Agincourt Villas, Uxbridge Road, Hillingdon, UB10 0NX

Notified 14/10/2022

Former PSCs

Mr Abdul Hannan Zafar

Ceased 27/02/2020

Charges4 outstanding

Charge
outstanding

INTERBAY FUNDING, LTD

Created 29/01/2024Registered 12/02/2024
Charge
outstanding

INTERBAY FUNDING, LTD.

Created 29/01/2024Registered 12/02/2024
Charge
outstanding

MS LENDING GROUP LIMITED

Created 23/06/2023Registered 27/06/2023
Charge
outstanding

MS LENDING GROUP LIMITED

Created 23/06/2023Registered 26/06/2023

CompanyRankvs 144477+ SIC 68100 peers
21

Financial strength13th percentile among SIC peers · 3/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.18× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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144477My Choice Investments Ltd
30
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£18k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

-£201k

Working capital

Current Assets

£44k

Current Liabilities

£244k

Fixed Assets

£1.3M

Debtors

£2k

0avg. employees

Tax at Year End(2022)

Corp tax£4k

Balance Sheet

Bank loans & overdrafts£990k
Assets less current liabilities£1.1M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.18+£12k
20230.01-£68k
20221.31-£18k
20210.20+£45k
20200.25—
20190.18—

Derived from filed accounts. Not audited figures.