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Facet & Fable Ltd

11602627

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

4TH FLOOR ST JAMES HOUSE, CHELTENHAM, GL50 3PR
Incorporated 03/10/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47770
Retail sale of watches and jewellery in specialised stores

Officers

Mrs Eva Gowrie-Smith

director · Since 03/10/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 39

Persons with Significant Control

Mrs Eva Gowrie-Smith

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 39

4th Floor, St James House, Cheltenham, GL50 3PR

Notified 03/10/2018

Former PSCs

Ms Natalie Landale

Ceased 31/07/2019

Ms Zoe Robinson

Ceased 18/04/2024

CompanyRankvs 4276+ SIC 47770 peers
32

Financial strength2th percentile among SIC peers · 1/25
Employees38th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.32× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£260k

Balance sheet strength

Cash

£27k

Cash in the bank

Net Current Assets

-£257k

Working capital

Current Assets

£120k

Current Liabilities

£377k

Fixed Assets

£4k

Debtors

£64k

1avg. employees-1

Tax at Year End

Corp tax£37

Balance Sheet

Assets less current liabilities-£253k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.32+£9k
20241.12-£251k
20234.69

Derived from filed accounts. Not audited figures.