Sterling Wealth Associates Property Ltd

11611496

active

ltd

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
21 outstanding charges (-10)

Details

Office 303 17 Holywell Hill, St Albans, AL1 1DT

Incorporated 09/10/2018

Compliance

Last accounts

31/10/2025

micro entity

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 08/10/2025

Due 22/10/2026

On track

Industry

68100

Buying and selling of own real estate

Officers

director · Since 09/10/2018

British · England · Age 37

Persons with Significant Control

Mr Bhavin Shah

75–100% shares

75–100% votes

Appoint directors

British · England · Age 37

229, Byron Road, Harrow, HA3 7TD

Notified 09/10/2018

Charges21 outstanding

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 30/04/2026Registered 06/05/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 28/04/2026Registered 29/04/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 09/01/2026Registered 14/01/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 09/01/2026Registered 14/01/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 09/01/2026Registered 09/01/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 09/01/2026Registered 09/01/2026

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 17/12/2025Registered 18/12/2025

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 15/12/2025Registered 16/12/2025

Charge

outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 19/08/2024Registered 21/08/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 07/08/2024Registered 08/08/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 07/08/2024Registered 08/08/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 07/08/2024Registered 08/08/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 07/08/2024Registered 08/08/2024

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 01/05/2024Registered 16/05/2024

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 01/05/2024Registered 10/05/2024

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 07/12/2022Registered 23/12/2022

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 07/12/2022Registered 23/12/2022

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 30/11/2022Registered 07/12/2022

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 30/11/2022Registered 07/12/2022

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 23/07/2020Registered 04/08/2020

Charge

outstanding

STATE BANK OF INDIA (UK) LIMITED

Created 28/07/2020Registered 04/08/2020

Charge

satisfied

BANK AND CLIENTS PLC

Created 08/08/2019Registered 13/08/2019Satisfied 15/08/2024

Charge

satisfied

BANK AND CLIENTS PLC

Created 08/08/2019Registered 13/08/2019Satisfied 15/08/2024

Charge

satisfied

BANK AND CLIENTS PLC

Created 08/08/2019Registered 13/08/2019Satisfied 15/08/2024

Charge

satisfied

BANK AND CLIENTS PLC

Created 08/08/2019Registered 13/08/2019Satisfied 15/08/2024

Charge

satisfied

BANK AND CLIENTS PLC

Created 08/08/2019Registered 12/08/2019Satisfied 15/08/2024

Change History

officer appointed → SHAH, Bhavin

2026-06-06

status → active

2026-06-06

Active

type → ltd

2026-06-06

Private Limited Company

address line1 → Office 303 17 Holywell Hill

2026-06-06

OFFICE 303

post town → St Albans

2026-06-06

ST ALBANS

CompanyRankvs 41220+ SIC 68100 peers
51

Financial strength90th percentile among SIC peers · 23/25

Employees60th percentile among SIC peers · 9/15

LiquidityCurrent ratio 0.81× · 6/20

Longevity8 years trading (max 15) · 8/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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41220Sterling Wealth Associates Property Ltd

56

How is this score calculated?

Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£255k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£14k

Working capital

Current Assets

£62k

Current Liabilities

£76k

Fixed Assets

£1.2M

1avg. employees

Balance Sheet

Assets less current liabilities£1.1M

Prepared with Companies House

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.81	-£247k
2024	0.44	+£295k
2023	0.58	-£254k
2022	1.97	+£429k
2021	1.39	-£11k
2020	1.20	+£21k
2019	0.45	—

Derived from filed accounts. Not audited figures.