Back to search

Garuba Home Ltd

11670943

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 13 outstanding charges (-10)

Details

26 JERNINGHAM ROAD, NORWICH, NR5 0RE
Incorporated 12/11/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Dr Yusuf Garuba

director · Since 12/11/2018

DOCTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 1 other board

Mrs Ivetta Garubova

director · Since 12/11/2018

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 1 other board

Persons with Significant Control

Dr Yusuf Garuba

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 63

26, Jerningham Road, Norwich, NR5 0RE

Notified 12/11/2018

Mrs Ivetta Garubova

25–50% shares
25–50% votes
Appoint directors

British · England · Age 64

26, Jerningham Road, Norwich, NR5 0RE

Notified 03/05/2024

Charges13 outstanding

Charge
outstanding

ONESAVINGS BANK PLC

Created 08/11/2024Registered 12/11/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 11/10/2023Registered 20/10/2023
Charge
outstanding

PARAGON BANK PLC

Created 05/04/2023Registered 05/04/2023
Charge
outstanding

LENDINVEST BTL LIMITED

Created 05/05/2022Registered 11/05/2022
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 07/03/2022Registered 24/03/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 15/10/2021Registered 19/10/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERIVES LIMITED

Created 06/04/2021Registered 27/04/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 19/03/2021Registered 09/04/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 31/01/2020Registered 31/01/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 12/12/2019Registered 13/12/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 22/10/2019Registered 23/10/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 02/08/2019Registered 09/08/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 29/03/2019Registered 29/03/2019

CompanyRankvs 119808+ SIC 68209 peers
40

Financial strength86th percentile among SIC peers · 22/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
119808Garuba Home Ltd
49
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£304k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£1.3M

Working capital

Current Assets

£40k

Current Liabilities

£1.4M

Fixed Assets

£5.6M

0avg. employees

Balance Sheet

Assets less current liabilities£4.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03-£9k
20240.03+£28k
20230.02-£9k
20220.03-£28k
20210.09-£9k
20200.01+£335k
20190.13—

Derived from filed accounts. Not audited figures.