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Ref-Sol (Holdings) Limited

11681641

active
ltd
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

Lifford Hall Lifford Lane, Kings Norton, Birmingham, B30 3JN
Incorporated 16/11/2018

Compliance

Last accounts

31/05/2025

unaudited abridged

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 11/11/2025

Due 25/11/2026

On track

Industry

64209
Activities of other holding companies

Officers

Mr Nigel Carl Kuscher

director · Since 16/11/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Also on 4 other boards

Nigel Carl Kuscher

director · Since 16/11/2018

British · United Kingdom · Age 49

Former

Louise Lowe

director · Resigned 01/06/2021

Persons with Significant Control

Holberrow Holdings Limited

75–100% shares
75–100% votes

Lifford Hall, Lifford Lane, Birmingham, B30 3JN

Reg: 13383338 · England And Wales · Private Company Limited By Shares

Notified 01/06/2021

Former PSCs

Mr Nigel Carl Kuscher

Ceased 01/06/2021

Mrs Louise Lowe

Ceased 01/06/2021

Charges3 outstanding

Charge
outstanding

LLOYDS BANK COMMERCIAL FINANCE LIMITED

Created 24/02/2026Registered 26/02/2026
Charge
outstanding

SHARON ELVINS

Created 08/07/2025Registered 11/07/2025
Charge
outstanding

SHARON ELVINS

Created 08/07/2025Registered 11/07/2025

Change History

status → active
2026-08-11

Active

type → ltd
2026-08-11

Private Limited Company

address line1 → Lifford Hall Lifford Lane
2026-08-11

LIFFORD HALL LIFFORD LANE

post town → Birmingham
2026-08-11

BIRMINGHAM

officer appointed → KUSCHER, Nigel Carl
2026-08-11

CompanyRankvs 23971+ SIC 64209 peers
40

Financial strength47th percentile among SIC peers · 12/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.01× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2026

Net Worth

£200

Balance sheet strength

Cash

£100

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£687k

Current Liabilities

£678k

Debtors

£687k

0avg. employees

Balance Sheet

Assets less current liabilities£10k
Prepared with Sage Accounts Production Advanced 2025 - FRS102_2025

EstimatesDerived

YearCurrent Ratio
20261.01
20251.01
20241.11
20231.06

Derived from filed accounts. Not audited figures.