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P And J Futures Limited

11700159

active
ltd
england wales
Companies House
Health Score
57 / 100

Notable Risks

25/30
Filing
0/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

Abacus House Pennine Business Park, Longbow Close, Huddersfield, HD2 1GQ
Incorporated 28/11/2018

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 27/11/2025

Due 11/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Helen Mary Lownds

director · Since 28/11/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Mr Simon John Lownds

director · Since 28/11/2018

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 3 other boards

Helen Mary Lownds

director · Since 28/11/2018

British · United Kingdom · Age 51

Simon John Lownds

director · Since 28/11/2018

British · England · Age 54

Persons with Significant Control

Mr Simon John Lownds

25–50% shares
25–50% votes
Appoint directors

British · England · Age 54

Abacus House, Pennine Business Park, Huddersfield, HD2 1GQ

Notified 28/11/2018

Mrs Helen Mary Lownds

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 51

Abacus House, Pennine Business Park, Huddersfield, HD2 1GQ

Notified 28/11/2018

Charges4 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 10/02/2025Registered 14/02/2025
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 26/10/2020Registered 30/10/2020
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 18/06/2019Registered 09/07/2019
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 12/04/2019Registered 25/04/2019

Change History

status → active
2026-07-12

Active

type → ltd
2026-07-12

Private Limited Company

address line1 → Abacus House Pennine Business Park
2026-07-12

ABACUS HOUSE PENNINE BUSINESS PARK

post town → Huddersfield
2026-07-12

HUDDERSFIELD

CompanyRankvs 241982+ SIC 68209 peers
23

Financial strength19th percentile among SIC peers · 5/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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241982P And J Futures Limited
32
How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

-£4k

Balance sheet strength

Cash

£756

Cash in the bank

Net Current Assets

-£274k

Working capital

Current Assets

£2k

Current Liabilities

£276k

Fixed Assets

£341k

Debtors

£1k

0avg. employees

Balance Sheet

Bank loans & overdrafts£5k
Assets less current liabilities£67k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.01-£355
20230.03—

Derived from filed accounts. Not audited figures.