Back to search

Rrsp Solutions Ltd

11702143

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 10 outstanding charges (-10)

Details

TEESDALE, GRANTHAM, NG31 9BS
Incorporated 28/11/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Ravi Patel

director · Since 28/11/2018

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 40

Also on 1 other board

Mr Pankaj Patel

director · Since 22/09/2020

DIRECTOR

BRITISH · ENGLAND · Age 71

Also on 2 other boards

Persons with Significant Control

Mr Ravi Patel

75–100% shares

British · United Kingdom · Age 40

Teesdale, Gorse Rise, Grantham, NG31 9BS

Notified 28/11/2018

Former PSCs

Mr Raj Patel

Ceased 20/09/2020

Charges10 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 17/03/2026Registered 26/03/2026
Charge
outstanding

MS LENDING SPV 1 LIMITED

Created 28/05/2025Registered 30/05/2025
Charge
outstanding

MS LENDING SPV 1 LIMITED

Created 28/05/2025Registered 30/05/2025
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED (COMPANY NUMBER: 12954007)

Created 26/01/2023Registered 26/01/2023
Charge
outstanding

INTERBAY FUNDING LIMITED

Created 07/11/2022Registered 09/11/2022
Charge
satisfied

INTERBAY FUNDING LIMITED

Created 27/01/2021Registered 03/02/2021Satisfied 26/01/2023

CompanyRankvs 52924+ SIC 68100 peers
43

Financial strength64th percentile among SIC peers · 16/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£8k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£687k

Working capital

Current Assets

£6k

Current Liabilities

£693k

Fixed Assets

£1.9M

2avg. employees

Tax at Year End

Corp tax£2k

Balance Sheet

Bank loans & overdrafts£4k
Assets less current liabilities£1.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£56k
20240.01+£34k
20230.03-£37k
2022-£18k

Derived from filed accounts. Not audited figures.