Back to search

Granite Financial Group Ltd

11726901

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

107-111 FLEET STREET, LONDON, EC4A 2AB
Incorporated 14/12/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Joel Etoe

director · Since 23/09/2025

OPERATIONS MANAGER

BRITISH · UNITED KINGDOM · Age 46

Persons with Significant Control

Mr Joel Etoe

25–50% shares

British · United Kingdom · Age 46

20-22, Wenlock Road, London, N1 7GU

Notified 03/11/2021

Mr Jovan Pavlicevic

25–50% shares

New Zealander · New Zealand · Age 44

20-22, Wenlock Road, London, N1 7GU

Notified 15/11/2021

Former PSCs

Mr Christopher Blumzon

Ceased 15/10/2025

Mr Karan Kapoor

Ceased 05/02/2024

CompanyRankvs 3494+ SIC 70221 peers
67

Financial strength86th percentile among SIC peers · 22/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 12.06× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£104k

Balance sheet strength

Cash

£14k

Cash in the bank

Net Current Assets

£107k

Working capital

Current Assets

£116k

Current Liabilities

£10k

Fixed Assets

£169

Debtors

£103k

0avg. employees

Balance Sheet

Assets less current liabilities£107k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
202412.06+£12k
202310.29-£1k
20225.10+£14k
20213.18+£58k
20201.48+£26k
20190.53

Derived from filed accounts. Not audited figures.