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Sp Ventures Limited

11808698

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 21 outstanding charges (-10)

Details

17 CAPEL GARDENS, ILFORD, IG3 9DF
Incorporated 05/02/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Jatinder Singh

director · Since 05/02/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Also on 3 other boards

Mr Jarnail Singh Srai

director · Since 05/02/2019

DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 3 other boards

Persons with Significant Control

Mr Jarnail Singh Srai

25–50% shares
25–50% votes

British · England · Age 35

17, Capel Gardens, Ilford, IG3 9DF

Notified 05/02/2019

Mr Jatinder Singh

25–50% shares
25–50% votes

British · United Kingdom · Age 36

2, Beacon Drive, Walsall, WS1 2NP

Notified 05/02/2019

Charges21 outstanding

Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 25/03/2026Registered 25/03/2026
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 25/03/2026Registered 25/03/2026
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 25/03/2026Registered 25/03/2026
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 11/11/2025Registered 11/11/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 22/11/2024Registered 27/11/2024
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 25/10/2024Registered 25/10/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 20/09/2024Registered 23/09/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 07/07/2023Registered 20/07/2023
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 07/07/2023Registered 20/07/2023
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 31/03/2023Registered 03/04/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 29/03/2023Registered 30/03/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 10/03/2023Registered 17/03/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 10/03/2023Registered 17/03/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 23/11/2022Registered 25/11/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 16/11/2022Registered 22/11/2022Satisfied 27/11/2024
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 16/11/2022Registered 22/11/2022Satisfied 27/11/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 10/10/2022Registered 12/10/2022
Charge
satisfied

ONESAVINGS BANK PLC

Created 28/06/2022Registered 29/06/2022Satisfied 27/11/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 25/05/2022Registered 26/05/2022
Charge
satisfied

PARAGON BANK PLC

Created 18/02/2022Registered 23/02/2022Satisfied 05/05/2026
Charge
outstanding

PARATUS AMC LIMITED

Created 11/02/2022Registered 16/02/2022
Charge
outstanding

PARAGON BANK PLC

Created 15/12/2021Registered 17/12/2021
Charge
satisfied

PARAGON BANK PLC

Created 03/12/2021Registered 08/12/2021Satisfied 05/05/2026
Charge
satisfied

PARAGON BANK PLC

Created 06/12/2021Registered 08/12/2021Satisfied 05/05/2026
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 31/08/2021Registered 03/09/2021
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 25/06/2021Registered 05/07/2021
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 21/05/2021Registered 21/05/2021Satisfied 31/07/2023
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 14/05/2021Registered 14/05/2021Satisfied 21/12/2022
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 28/04/2021Registered 29/04/2021Satisfied 04/03/2022
Charge
satisfied

FLEET MORTGAGES LIMITED

Created 29/01/2021Registered 01/02/2021Satisfied 21/12/2022
Charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 18/10/2019Registered 28/10/2019Satisfied 22/06/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 11/10/2019Registered 11/10/2019Satisfied 11/05/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/08/2019Registered 30/08/2019

CompanyRankvs 38673+ SIC 68100 peers
51

Financial strength96th percentile among SIC peers · 24/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£955k

Balance sheet strength

Cash

£357k

Cash in the bank

Net Current Assets

-£943

Working capital

Current Assets

£449k

Current Liabilities

£450k

Fixed Assets

£3.2M

Debtors

£93k

1avg. employees

Balance Sheet

Assets less current liabilities£3.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00+£309k
20240.32+£99k
20230.11+£541k
20220.13+£867
20210.42+£7k
20200.69

Derived from filed accounts. Not audited figures.