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Borrow Don'T Buy Cic

11897730

active
Community Interest Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

FAIRBAIRN HOUSE, PLYMOUTH, PL1 2AN
Incorporated 21/03/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

77299
Renting and leasing of other personal and household goods

Officers

Mrs Maria Sol Moyano

director · Since 21/03/2019

SOCIAL ENTREPRENEUR

ARGENTINE · UNITED KINGDOM · Age 42

Also on 2 other boards

Mr Robert David Wick

director · Since 21/03/2019

CONSULTANT AND ENTREPRENEUR

ENGLISH · ENGLAND · Age 47

Also on 2 other boards

Ms Jessica Claire Holliland

director · Since 22/10/2022

CONSULTANT

BRITISH · ENGLAND · Age 46

Also on 1 other board

Persons with Significant Control

Mrs Maria Sol Moyano

25–50% shares
25–50% votes

Argentine · United Kingdom · Age 42

Fairbairn House, Higher Lane, Plymouth, PL1 2AN

Notified 21/03/2019

Mr Robert David Wick

25–50% shares
25–50% votes

English · England · Age 47

Fairbairn House, Higher Lane, Plymouth, PL1 2AN

Notified 21/03/2019

CompanyRankvs 183+ SIC 77299 peers
59

Financial strength13th percentile among SIC peers · 3/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.13× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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183Borrow Don'T Buy Cic
59
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£7k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£20k

Current Liabilities

£9k

5avg. employees

Balance Sheet

Assets less current liabilities£12k
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20252.13

Derived from filed accounts. Not audited figures.