Back to search

Jcbf Limited

11911555

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

5 HIGH STREET, LINCOLN, LN5 0QX
Incorporated 28/03/2019

Previously known as

Piggy Properties Limited · until 19/06/2026

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/03/2026

Due 10/04/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr James Edward Carpenter

director · Since 28/03/2019

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Mrs Carly Shantel Carpenter

director · Since 28/07/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 2 other boards

Persons with Significant Control

Mr James Edward Carpenter

25–50% shares
25–50% votes
Appoint directors

British · England · Age 47

5, High Street, Lincoln, LN5 0QX

Notified 28/03/2019

Former PSCs

Mr Paul Edward Summerfield

Ceased 03/05/2025

Charges5 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 01/05/2026Registered 05/05/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 03/10/2025Registered 07/10/2025
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 03/10/2025Registered 07/10/2025
Charge
outstanding

BELMONT GREEN FINANCE LIMITED T/A VIDA HOMELOANS

Created 18/12/2019Registered 20/12/2019
Charge
outstanding

SOCIAL MONEY LIMITED T/A THE BRIDGECROWD

Created 04/07/2019Registered 05/07/2019

CompanyRankvs 107150+ SIC 68100 peers
28

Financial strength16th percentile among SIC peers · 4/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 1.35× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£12k

Balance sheet strength

Cash

£32k

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£50k

Current Liabilities

£37k

Debtors

£17k

Tax at Year End(2024)

Corp tax£37

Director Loans(2024)

Directors owe company£15k

Balance Sheet

Assets less current liabilities£13k
Signed by Mr James Carpenter 31 October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.35-£35k
20241.24+£4k
20231.14-£24k
20220.03-£42k
20216.72

Derived from filed accounts. Not audited figures.