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Jcbf Limited

11911555

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • 5 outstanding charges (-10)

Details

5 HIGH STREET, LINCOLN, LN5 0QX
Incorporated 28/03/2019

Previously known as

Piggy Properties Limited · until 19/06/2026

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr James Edward Carpenter

director · Since 28/03/2019

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Mrs Carly Shantel Carpenter

director · Since 28/07/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 2 other boards

Persons with Significant Control

Mr James Edward Carpenter

25–50% shares
25–50% votes
Appoint directors

British · England · Age 47

5, High Street, Lincoln, LN5 0QX

Notified 28/03/2019

Former PSCs

Mr Paul Edward Summerfield

Ceased 03/05/2025

Charges5 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 01/05/2026Registered 05/05/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 03/10/2025Registered 07/10/2025
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 03/10/2025Registered 07/10/2025
Charge
outstanding

BELMONT GREEN FINANCE LIMITED T/A VIDA HOMELOANS

Created 18/12/2019Registered 20/12/2019
Charge
outstanding

SOCIAL MONEY LIMITED T/A THE BRIDGECROWD

Created 04/07/2019Registered 05/07/2019

CompanyRankvs 107150+ SIC 68100 peers
28

Financial strength16th percentile among SIC peers · 4/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 1.35× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£12k

Balance sheet strength

Cash

£32k

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£50k

Current Liabilities

£37k

Debtors

£17k

Tax at Year End(2024)

Corp tax£37

Director Loans(2024)

Directors owe company£15k

Balance Sheet

Assets less current liabilities£13k
Signed by Mr James Carpenter 31 October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.35-£35k
20241.24+£4k
20231.14-£24k
20220.03-£42k
20216.72

Derived from filed accounts. Not audited figures.