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Consumer Credit Association (Uk) Limited

11969105

active
private limited guarant nsc
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Cholmondeley House, Dee Hills Park, Chester, CH3 5AR
Incorporated 29/04/2019

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 28/04/2026

Due 12/05/2027

On track

Industry

70229
Management consultancy activities

Officers

Mr Philip Andrew Carey

director · Since 01/03/2021

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 3 other boards

Mr Daniel Robert Cockle

director · Since 10/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 6 other boards

Philip Andrew Carey

director · Since 01/03/2021

British · England · Age 62

Daniel Robert Cockle

director · Since 10/09/2025

British · England · Age 39

Former

Stephanie Kay Smallwood

secretary · Resigned 31/12/2022

Douglas John Martin

director · Resigned 10/09/2025

Persons with Significant Control

Mr Philip Andrew Carey

25–50% votes

British · England · Age 62

1, Kensington Road, Middlesbrough, TS5 6AL

Notified 31/12/2022

Mr Daniel Robert Cockle

voting-rights-25-to-50-percent-as-firm

British · England · Age 39

Cholmondeley House, Dee Hills Park, Chester, CH3 5AR

Notified 10/09/2025

Former PSCs

Mr Douglas John Martin

Ceased 10/09/2025

Mrs Stephanie Kay Smallwood

Ceased 31/12/2022

Change History

statusactive
2026-07-26

Active

typeprivate-limited-guarant-nsc
2026-07-26

PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)

address line1Cholmondeley House
2026-07-26

CHOLMONDELEY HOUSE

post townChester
2026-07-26

CHESTER

officer appointedCAREY, Philip Andrew
2026-07-26
officer appointedCOCKLE, Daniel Robert
2026-07-26

CompanyRankvs 36389+ SIC 70229 peers
68

Financial strength95th percentile among SIC peers · 24/25
Employees13th percentile among SIC peers · 2/15
LiquidityCurrent ratio 6.97× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£321k

Balance sheet strength

Cash

£256k

Cash in the bank

Net Current Assets

£321k

Working capital

Current Assets

£375k

Current Liabilities

£54k

Fixed Assets

£291

Debtors

£119k

0avg. employees-3

Tax at Year End(2024)

Corp tax£0

Balance Sheet

Assets less current liabilities£321k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20256.97+£1k
20246.79+£15k
20237.94

Derived from filed accounts. Not audited figures.