Finewise Ltd

12016083

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Negative net worth (-10)
26 outstanding charges (-10)

Details

140 HIGH ROAD, LONDON, N15 6JN

Incorporated 24/05/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Yoel Deutsch

director · Since 24/05/2019

COMPANY DIRECTOR

AMERICAN · UNITED KINGDOM · Age 43

Also on 62 other boards

Mr Benny Hoffman

director · Since 24/05/2019

COMPANY DIRECTOR

BELGIAN · ENGLAND · Age 42

Also on 50 other boards

Mr Meyer Rapaport

director · Since 24/05/2019

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 42

Persons with Significant Control

Mr Meyer Rapaport

25–50% shares

British · England · Age 42

140, High Road, London, N15 6JN

Notified 02/06/2021

Former PSCs

Mr Meyer Rapaport

Ceased 20/05/2020

Fast Assets Ltd

Ceased 02/06/2021

Charges26 outstanding

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 02/12/2025Registered 02/12/2025

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 04/11/2025Registered 06/11/2025

Charge

outstanding

THE MORTGAGE LENDER LIMITED

Created 30/09/2025Registered 01/10/2025

Charge

outstanding

PARATUS AMC LIMITED

Created 25/03/2025Registered 25/03/2025

Charge

outstanding

PARATUS AMC LIMITED

Created 11/03/2025Registered 17/03/2025

Charge

outstanding

PARATUS AMC LIMITED

Created 11/03/2025Registered 11/03/2025

Charge

outstanding

ONESAVINGS BANK PLC

Created 06/07/2023Registered 14/07/2023

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 23/01/2023Registered 24/01/2023

Charge

outstanding

ONESAVINGS BANK PLC (7312896)

Created 03/11/2022Registered 03/11/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/07/2022Registered 15/07/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/07/2022Registered 15/07/2022

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 08/07/2022Registered 11/07/2022Satisfied 04/11/2022

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 08/07/2022Registered 11/07/2022Satisfied 04/11/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 20/04/2022Registered 20/04/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 21/02/2022Registered 22/02/2022

Charge

outstanding

LENDCO LIMITED

Created 26/10/2021Registered 26/10/2021

Charge

outstanding

LENDCO LIMITED

Created 02/09/2021Registered 13/09/2021

Charge

satisfied

LENDCO LIMITED

Created 03/08/2021Registered 09/08/2021Satisfied 12/07/2022

Charge

satisfied

LENDCO LIMITED

Created 29/06/2021Registered 29/06/2021Satisfied 12/07/2022

Charge

outstanding

LENDCO LIMITED

Created 19/03/2021Registered 26/03/2021

Charge

satisfied

LENDCO LIMITED

Created 19/03/2021Registered 26/03/2021Satisfied 12/07/2022

Charge

satisfied

LENDCO LIMITED

Created 30/11/2020Registered 08/12/2020Satisfied 12/07/2022

Charge

satisfied

FLEET MORTGAGES LIMITED

Created 16/11/2020Registered 16/11/2020Satisfied 12/07/2022

Charge

outstanding

LENDINVEST BTL LIMITED

Created 06/11/2020Registered 09/11/2020

Charge

outstanding

LENDINVEST BTL LIMITED

Created 28/08/2020Registered 28/08/2020

Charge

outstanding

LENDINVEST BTL LIMITED

Created 28/08/2020Registered 28/08/2020

Charge

outstanding

LENDINVEST BTL LIMITED

Created 02/07/2020Registered 02/07/2020

Charge

outstanding

LENDCO LIMITED

Created 05/03/2020Registered 05/03/2020

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 18/02/2020Registered 19/02/2020

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 19/11/2019Registered 29/11/2019Satisfied 30/08/2021

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 19/11/2019Registered 29/11/2019Satisfied 30/08/2021

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 05/11/2019Registered 06/11/2019Satisfied 10/11/2020

Charge

satisfied

ONESAVINGS BANK PLC

Created 31/10/2019Registered 31/10/2019Satisfied 10/11/2020

Charge

outstanding

ONESAVINGS BANK PLC

Created 29/10/2019Registered 30/10/2019

Charge

outstanding

ONESAVINGS BANK PLC

Created 29/10/2019Registered 30/10/2019

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 27/09/2019Registered 30/09/2019

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 30/08/2019Registered 03/09/2019Satisfied 10/11/2020

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 19/08/2019Registered 20/08/2019Satisfied 12/07/2022

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 05/08/2019Registered 06/08/2019

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 10/07/2019Registered 22/07/2019Satisfied 30/08/2021

Charge

satisfied

COMMERCIAL ACCEPTANCES LIMITED

Created 10/07/2019Registered 22/07/2019Satisfied 10/11/2020

CompanyRankvs 263455+ SIC 68209 peers
18

Financial strength2th percentile among SIC peers · 1/25

Employees18th percentile among SIC peers · 3/15

LiquidityCurrent ratio 0.17× · 2/20

Longevity7 years trading (max 15) · 7/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

Show leaderboard

1The Lower Norwood Co-Operative Building Company Limited

2Liverpool And Chester Property Company Limited

3Grange Park Investments Limited

4Sherborne Cottage Building Company,Limited(The)

5Gaunts Limited

6S.E.Redfern Limited

7Chisholm & Company (Holdings) Limited

8John Horsfall & Sons(Greetland),Limited

9British And Foreign Wharf Company Limited(The)

10Webb & Son (Combs)Limited

263455Finewise Ltd

How is this score calculated?

Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£118k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£952k

Working capital

Current Assets

£197k

Current Liabilities

£1.1M

Fixed Assets

£6.6M

Debtors

£193k

0avg. employees

Balance Sheet

Bank loans & overdrafts£10k

Assets less current liabilities£5.7M

Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.17	-£121k
2024	0.21	—
2023	0.20	—
2022	0.18	-£55k
2021	0.09	+£289k
2020	0.03	—

Derived from filed accounts. Not audited figures.

Finewise Ltd

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges26 outstanding

CompanyRankvs 263455+ SIC 68209 peers18

Key FinancialsYear ending 30/09/2025

EstimatesDerived

CompanyRankvs 263455+ SIC 68209 peers
18