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S & P Plumbing Contracts Ltd

12041822

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

MAGNOLIA HOUSE TURNPIKE CLOSE, COLCHESTER, CO7 7QW
Incorporated 10/06/2019

Compliance

Last accounts

31/08/2025

micro entity

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 08/07/2025

Due 22/07/2026

On track

Industry

43220
Plumbing, heat and air-conditioning installation
43390
Other building completion and finishing

Officers

Mr Samuel William Ringer

director · Since 10/06/2019

PLUMBER

BRITISH · UNITED KINGDOM · Age 36

Mr Paul Michael Young

director · Since 10/06/2019

PLUMBER

BRITISH · UNITED KINGDOM · Age 34

Persons with Significant Control

Mr Paul Michael Young

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 34

Magnolia House, Turnpike Close, Colchester, CO7 7QW

Notified 10/06/2019

Mr Samuel William Ringer

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 36

16, Turner Close, Braintree, CM77 8FN

Notified 10/06/2019

Charges1 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 23/01/2026Registered 27/01/2026
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 15/01/2025Registered 17/01/2025Satisfied 27/01/2026

CompanyRankvs 2595+ SIC 43220 peers
69

Financial strength94th percentile among SIC peers · 24/25
Employees85th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.21× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£224k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£62k

Working capital

Current Assets

£106k

Current Liabilities

£48k

Fixed Assets

£321k

4avg. employees

Balance Sheet

Assets less current liabilities£383k
Prepared with BTCSoftware AP Solution 2025 12.1.03

EstimatesDerived

YearCurrent RatioImplied Profit
20252.21+£22k
20245.23+£22k
20234.81+£32k
20224.30+£54k
20212.83+£50k
20201.71

Derived from filed accounts. Not audited figures.