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Fundingo Investment Ltd

12076581

active
Private Limited Company
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

FLAT 12 BRINKBURN COURT, SHEFFIELD, S17 3NZ
Incorporated 01/07/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Yuan Tuo Luo

director · Since 01/07/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 43

Persons with Significant Control

Yuan Tuo Luo

75–100% shares
75–100% votes

British · United Kingdom · Age 43

Flat 12 Brinkburn Court, 8 Brinkburn Vale Road, Sheffield, S17 3NZ

Notified 01/07/2019

Charges3 outstanding

Charge
outstanding

BANK OF SCOTLAND PLC, BIRMINGHAM MIDSHIRES DIVISION

Created 30/01/2026Registered 05/02/2026
Charge
outstanding

VIDA BANK LIMITED TRADING AS VIDA HOMELOANS

Created 14/11/2025Registered 17/11/2025
Charge
satisfied

ONESAVINGS BANK PLC

Created 10/01/2025Registered 17/01/2025Satisfied 17/11/2025
Charge
outstanding

ONESAVINGS BANK PLC

Created 03/10/2024Registered 08/10/2024

CompanyRankvs 155851+ SIC 68100 peers
23

Financial strength7th percentile among SIC peers · 2/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.58× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£47k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£3k

Current Liabilities

£5k

Fixed Assets

£612k

0avg. employees

Balance Sheet

Assets less current liabilities£610k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.58-£13k
20240.49-£14k
20230.16-£9k
20220.98-£7k
20210.31-£847
20200.38

Derived from filed accounts. Not audited figures.