Back to search

Earnest Holdings Ltd

12087409

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

LONGMIRES 200A STOCKPORT ROAD, ALTRINCHAM, WA15 7UA
Incorporated 05/07/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Jennifer Banks

director · Since 05/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 40

Also on 1 other board

Dr Matthew Kiernan Banks

director · Since 05/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 35

Mr Richard Lewis Banks

director · Since 05/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 40

Also on 1 other board

Persons with Significant Control

Mr Richard Lewis Banks

25–50% shares

British · United Kingdom · Age 40

21, Crescent Grove, Cheadle, SK8 1PP

Notified 05/07/2019

Mrs Jennifer Banks

25–50% shares

British · United Kingdom · Age 40

21, Crescent Grove, Cheadle, SK8 1PP

Notified 05/07/2019

Mr Matthew Kiernan Banks

25–50% shares

British · United Kingdom · Age 35

21, Crescent Grove, Cheadle, SK8 1PP

Notified 05/07/2019

Charges2 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 10/10/2025Registered 16/10/2025
Charge
outstanding

PARAGON BANK PLC

Created 30/06/2021Registered 16/07/2021

CompanyRankvs 176822+ SIC 68209 peers
30

Financial strength62th percentile among SIC peers · 16/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
176822Earnest Holdings Ltd
40
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£14k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£269k

Working capital

Current Assets

£4k

Current Liabilities

£272k

Fixed Assets

£283k

Debtors

£1k

Tax at Year End

Corp tax£1k

Director Loans

Company owes directors£52k

Balance Sheet

Assets less current liabilities£14k
Signed by Mr Richard Banks 15/09/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£9k
20240.00-£3k
20230.02+£4k
20220.01—

Derived from filed accounts. Not audited figures.