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Housing Affordability Finance (Haf) Ltd

12096242

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

56 MAST HOUSE TERRACE, LONDON, E14 3RN
Incorporated 10/07/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70229
Management consultancy activities
82990
Other business support service activities

Officers

Mr Simon David Pillar

director · Since 10/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 7 other boards

Mr Richard John Harrison Gray

director · Since 18/11/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Minjae Choi

secretary · Since 31/01/2026

Also on 2 other boards

Minjae Choi

director · Since 31/01/2026

SOUTH KOREAN · ENGLAND · Age 38

Also on 2 other boards

Persons with Significant Control

Kanaph Ltd

75–100% shares
75–100% votes

56, Mast House Terrace, London, E14 3RN

Reg: 16460090 · Companies House · Private Limited Company

Notified 31/01/2026

Former PSCs

Mr Simon David Pillar

Ceased 11/07/2019

Firstfruits Gospel Foundation

Ceased 31/01/2026

CompanyRankvs 108450+ SIC 70229 peers
48

Financial strength0th percentile among SIC peers · 0/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Turnover

£13k

Annual revenue

Net Worth

-£774k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£17k

Working capital

Current Assets

£29k

Current Liabilities

£12k

Fixed Assets

£400k

Profit After Tax

-£79k

1avg. employees+1

Balance Sheet

Assets less current liabilities£417k
Signed by 1.8.23Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20242.42-£79k
202328.95-£67k
20221.93-£42k
202124.95-£105k
20200.03

Derived from filed accounts. Not audited figures.