Housing Affordability Finance (Haf) Ltd
12096242
Healthy
- Negative net worth (-10)
Details
Compliance
Last accounts
31/12/2025
micro entity
Next accounts due
30/09/2027
Confirmation statement
Last: 09/07/2026
Due 23/07/2027
Industry
Officers
director · Since 10/07/2019
DIRECTOR
BRITISH · ENGLAND · Age 65
Also on 7 other boards
Persons with Significant Control
Kanaph Ltd
56, Mast House Terrace, London, E14 3RN
Reg: 16460090 · Companies House · Private Limited Company
Notified 31/01/2026
Former PSCs
Mr Simon David Pillar
Ceased 11/07/2019
Firstfruits Gospel Foundation
Ceased 31/01/2026
CompanyRankvs 101412+ SIC 70229 peers49
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
-£876k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£6k
Working capital
Current Assets
£19k
Current Liabilities
£13k
Fixed Assets
£612k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 1.43 | -£101k |
| 2024 | 2.42 | -£79k |
| 2023 | 28.95 | — |
Derived from filed accounts. Not audited figures.