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Sw20 Ltd

12104932

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 10 outstanding charges (-10)

Details

15 Approach Road, London, SW20 8BA
Incorporated 16/07/2019

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 15/07/2025

Due 29/07/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Roshan Sivapalan

director · Since 16/07/2019

British · United Kingdom · Age 39

Persons with Significant Control

Mr Roshan Sivapalan

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 39

2, Kingston Hill, Kingston Upon Thames, KT2 7NH

Notified 16/07/2019

Charges10 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 11/06/2025Registered 12/06/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 03/10/2024Registered 04/10/2024
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 07/08/2024Registered 07/08/2024
Charge
outstanding

PARAGON BANK PLC

Created 28/06/2024Registered 17/07/2024
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 22/09/2023Registered 22/09/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 23/01/2023Registered 23/01/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 29/11/2022Registered 29/11/2022
Charge
outstanding

SW20 LTD

Created 07/11/2022Registered 09/11/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 29/09/2022Registered 29/09/2022
Charge
satisfied

PARAGON BANK PLC

Created 10/05/2022Registered 19/05/2022Satisfied 29/11/2022
Charge
outstanding

FOUNDATION HOME LOANS

Created 18/02/2022Registered 03/03/2022
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/01/2022Registered 03/02/2022Satisfied 02/04/2025

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line115 Approach Road
2026-06-08

15 APPROACH ROAD

post townLondon
2026-06-08

LONDON

officer appointedSIVAPALAN, Roshan
2026-06-08

CompanyRankvs 59419+ SIC 68100 peers
45

Financial strength95th percentile among SIC peers · 24/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.55× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£721k

Balance sheet strength

Cash

£504k

Cash in the bank

Net Current Assets

-£407k

Working capital

Current Assets

£504k

Current Liabilities

£911k

Fixed Assets

£3.2M

Debtors

£3k

0avg. employees

Balance Sheet

Assets less current liabilities£2.8M
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20250.55+£474k
20240.28+£43k
20230.07+£117k
20220.01
20210.00

Derived from filed accounts. Not audited figures.