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J Fernando Ltd

12162603

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

7 CATHEDRAL WAY, PORT TALBOT, SA12 7DZ
Incorporated 19/08/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68310
Real estate agencies

Officers

Mr James Bryan Fernando

director · Since 19/08/2019

DIRECTOR

FILIPINO · UNITED KINGDOM · Age 39

Persons with Significant Control

Mr James Bryan Fernando

75–100% shares
75–100% votes
Appoint directors

Filipino · United Kingdom · Age 39

487b, Green Lanes, London, N4 1AJ

Notified 19/08/2019

Charges1 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 03/05/2022Registered 04/05/2022

CompanyRankvs 100810+ SIC 68100 peers
30

Financial strength53th percentile among SIC peers · 13/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£393

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£77k

Working capital

Current Assets

£936

Current Liabilities

£78k

Fixed Assets

£77k

0avg. employees

Balance Sheet

Assets less current liabilities£393
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20250.01
20240.01
20230.01

Derived from filed accounts. Not audited figures.