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Terrace Cult Ltd

12194761

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

First Floor, 109-111 Newchurch Road, Bacup, OL13 0DL
Incorporated 06/09/2019

Compliance

Last accounts

30/09/2024

micro entity

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 05/09/2025

Due 19/09/2026

On track

Industry

47910
Retail sale via mail order houses or via Internet

Officers

Steven Derek William Lumb

director · Since 06/09/2019

British · England · Age 45

Former

Laurence Douglas Adams

director · Resigned 06/09/2019

Persons with Significant Control

Mr Steven Derek William Lumb

75–100% shares
75–100% votes
Appoint directors

British · England · Age 45

First Floor, 109-111, Newchurch Road, Bacup, OL13 0DL

Notified 06/09/2019

PSC Statements

No active PSC statements on record.

Change History

officer appointedLUMB, Steven Derek William
2026-05-04
statusactive
2026-05-04

Active

typeltd
2026-05-04

Private Limited Company

address line1First Floor, 109-111 Newchurch Road
2026-05-04

FIRST FLOOR, 109-111

post townBacup
2026-05-04

BACUP

CompanyRankvs 10603+ SIC 47910 peers
69

Financial strength92th percentile among SIC peers · 23/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.33× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£52k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£45k

Working capital

Current Assets

£180k

Current Liabilities

£135k

Fixed Assets

£7k

2avg. employees

Balance Sheet

Assets less current liabilities£52k
Signed by 12194761 2024-10-01 2025-09-30 12194761 2025-09-30 12194761 bus: 1 1 2025-09-30 12194761 core:CurrentFinancialInstrumentPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.33-£24k
20241.59-£4k
20231.97+£21k
20221.83-£11k
20213.56+£581
20208.23

Derived from filed accounts. Not audited figures.

Filing History17 filings

Confirmation statement

confirmation statement with no updates

17/09/20253 pages · PDF
Accounts filed

accounts with accounts type micro entity

24/06/20256 pages · PDF
Confirmation statement

confirmation statement with no updates

18/09/20243 pages · PDF
Accounts filed

accounts with accounts type micro entity

10/06/20246 pages · PDF
Confirmation statement

confirmation statement with no updates

18/09/20233 pages · PDF
Accounts filed

accounts with accounts type micro entity

26/06/20236 pages · PDF
Confirmation statement

confirmation statement with updates

16/09/20224 pages · PDF
Accounts filed

accounts with accounts type micro entity

17/06/20226 pages · PDF
Confirmation statement

confirmation statement with no updates

15/09/20213 pages · PDF
Accounts filed

accounts with accounts type micro entity

22/03/20216 pages · PDF
Confirmation statement

confirmation statement with updates

10/09/20204 pages · PDF
Shares allotted

capital allotment shares

01/06/20203 pages · PDF
PSC notified

notification of a person with significant control

09/09/20192 pages · PDF
PSC withdrawn

withdrawal of a person with significant control statement

09/09/20192 pages · PDF
Director appointed

appoint person director company with name date

09/09/20192 pages · PDF
Director resigned

termination director company with name termination date

09/09/20191 page · PDF
Incorporated

incorporation company

06/09/201939 pages · PDF