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Cm Financial Ltd

12222729

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

LATHOM NORTH MERSEY BUSINESS CENTRE, LIVERPOOL, L33 7UY
Incorporated 23/09/2019

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 20/09/2025

Due 04/10/2026

On track

Industry

70221
Financial management

Officers

Mr Christopher Mills

director · Since 23/09/2019

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mrs Ambra Romano

director · Since 01/02/2020

COMPANY DIRECTOR

ITALIAN · UNITED KINGDOM · Age 37

Persons with Significant Control

Mr Christopher Mills

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 44

Lathom, North Mersey Business Centre, Liverpool, L33 7UY

Notified 23/09/2019

Mrs Ambra Romano

25–50% shares

Italian · United Kingdom · Age 37

Lathom, North Mersey Business Centre, Liverpool, L33 7UY

Notified 18/09/2020

CompanyRankvs 4907+ SIC 70221 peers
62

Financial strength67th percentile among SIC peers · 17/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.31× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£18k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£19k

Working capital

Current Assets

£81k

Current Liabilities

£62k

2avg. employees

Balance Sheet

Assets less current liabilities£19k
Signed by Mr Christopher Mills 28/10/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.31+£14k
20241.07+£696
20231.08-£26k
20224.39+£4k
20212.19+£7k
20201.67

Derived from filed accounts. Not audited figures.