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What If? Property Holdings Ltd

12231679

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 19 outstanding charges (-10)

Details

10 PARK ST, BRISTOL, BS1 5HX
Incorporated 27/09/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Gary Neil Elphick

director · Since 27/09/2019

CEO

BRITISH · ENGLAND · Age 39

Also on 7 other boards

Persons with Significant Control

Mr Gary Neil Elphick

75–100% shares
75–100% votes
Appoint directors

British · England · Age 39

10, Park St, Bristol, BS1 5HX

Notified 27/09/2019

Charges19 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 20/06/2025Registered 24/06/2025
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outstanding

CHETWOOD FINANCIAL LIMITED

Created 29/04/2025Registered 30/04/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 01/10/2024Registered 02/10/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 27/08/2024Registered 28/08/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 27/08/2024Registered 28/08/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 27/08/2024Registered 28/08/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 20/12/2023Registered 02/01/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 20/12/2023Registered 21/12/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 25/08/2023Registered 25/08/2023
Charge
outstanding

ALDERMORE BANK PLC

Created 21/08/2023Registered 21/08/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 23/06/2023Registered 26/06/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 23/06/2023Registered 26/06/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 18/04/2023Registered 18/04/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 16/12/2022Registered 22/12/2022
Charge
outstanding

ONESAVINGS BANK PLC

Created 16/12/2022Registered 20/12/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 30/11/2022Registered 01/12/2022
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 19/08/2022Registered 24/08/2022
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 19/08/2022Registered 24/08/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 28/07/2022Registered 05/08/2022

CompanyRankvs 99464+ SIC 68209 peers
44

Financial strength91th percentile among SIC peers · 23/25
Employees57th percentile among SIC peers · 9/15
LiquidityNo balance sheet data · 0/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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99464What If? Property Holdings Ltd
53
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£658k

Balance sheet strength

Cash

£74k

Cash in the bank

Net Current Assets

£74k

Working capital

Current Assets

£74k

Current Liabilities

—

1avg. employees

Balance Sheet

Assets less current liabilities£2.2M
Signed by Company Registration No. 12231679Prepared with Comdal Limited - EasydigitalFiling.com

EstimatesDerived

YearCurrent RatioImplied Profit
2025—+£848k
20240.17-£85k
20230.15-£60k
20220.15—
20210.01—
20200.01—

Derived from filed accounts. Not audited figures.