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Smart Financial Systems Ltd

12250101

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

Berkeley Square House, Berkeley Square, Greater London, W15 6BD
Incorporated 08/10/2019

Compliance

Last accounts

31/10/2024

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 24/09/2025

Due 08/10/2026

On track

Industry

58290
Other software publishing

Officers

Mr Thakshanan Eligius Monaoharan

director · Since 08/10/2019

DIRECTOR

ENGLISH · ENGLAND · Age 42

Also on 2 other boards

Mr Thakshanan Eligius Monaoharan

secretary · Since 08/10/2019

Also on 2 other boards

Thakshanan Eligius Monaoharan

director · Since 08/10/2019

English · England · Age 42

Thakshanan Eligius Monaoharan

secretary · Since 08/10/2019

Former

Harshan Patrick Francis

director · Resigned 04/03/2020

John Howard Smith

director · Resigned 22/10/2020

Geraint John Rees

director · Resigned 22/08/2025

Persons with Significant Control

Mr Thakshanan Eligius Monaoharan

Significant control

English · England · Age 42

Clive House,, St.Fagans, Cardiff, CF5 6DU

Notified 08/10/2019

Former PSCs

Mr Geraint John Rees

Ceased 01/09/2025

Mr Harshan Patrick Francis

Ceased 27/01/2020

Change History

status → active
2026-07-12

Active

type → ltd
2026-07-12

Private Limited Company

address line1 → Berkeley Square House
2026-07-12

BERKELEY SQUARE HOUSE

post town → Greater London
2026-07-12

GREATER LONDON

CompanyRankvs 1693+ SIC 58290 peers
64

Financial strength86th percentile among SIC peers · 22/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 8.75× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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63
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£51k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£95k

Working capital

Current Assets

£108k

Current Liabilities

£12k

Debtors

£33k

Tax at Year End

Corp tax£5k

Director Loans

Directors owe company£32k

Balance Sheet

Assets less current liabilities£95k
Signed by Mr Geriant Rees 31/10/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20248.75+£20k
20236.65—

Derived from filed accounts. Not audited figures.