Smart Financial Systems Ltd
12250101
Some Concerns
- No accounts filed in last 18 months (-5)
- Current liabilities exceed current assets (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 08/10/2019
DIRECTOR
ENGLISH · ENGLAND · Age 42
Also on 2 other boards
Persons with Significant Control
Mr Thakshanan Eligius Monaoharan
English · England · Age 42
Clive House,, St.Fagans, Cardiff, CF5 6DU
Notified 08/10/2019
Former PSCs
Mr Harshan Patrick Francis
Ceased 27/01/2020
Mr Geraint John Rees
Ceased 01/09/2025
CompanyRankvs 1665+ SIC 58290 peers64
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/10/2024
Net Worth
£51k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£95k
Working capital
Current Assets
£108k
Current Liabilities
£12k
Debtors
£33k
Tax at Year End
Director Loans
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 8.75 | +£20k |
| 2023 | 6.65 | +£11k |
| 2022 | 6.97 | +£8k |
| 2021 | 4.06 | +£2k |
| 2020 | 1.60 | — |
Derived from filed accounts. Not audited figures.