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Panayi Investments Limited

12271621

active
ltd
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

Kingswood, Corbett Road, Ryde, PO33 3LE
Incorporated 21/10/2019

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 28/02/2026

Due 14/03/2027

On track

Industry

68100
Buying and selling of own real estate

Officers

Mr Charalambous Louis Panayi

director · Since 21/10/2019

MANAGER

BRITISH · ENGLAND · Age 36

Also on 3 other boards

Mrs Zoe Ruth Panayi

director · Since 21/02/2025

SUPPORT WORKER

BRITISH · ENGLAND · Age 33

Charalambous Louis Panayi

director · Since 21/10/2019

British · England · Age 36

Zoe Ruth Panayi

director · Since 21/02/2025

British · England · Age 33

Former

Zoe Ruth Lambert

director · Resigned 09/01/2025

Persons with Significant Control

Mr Charalambous Louis Panayi

25–50% shares
25–50% votes
Appoint directors

British · England · Age 36

Kingswood, Corbett Road, Ryde, PO33 3LE

Notified 21/10/2019

Mrs Zoe Ruth Lambert

25–50% shares
25–50% votes

British · England · Age 33

Kingswood, Corbett Road, Ryde, PO33 3LE

Notified 21/02/2025

Former PSCs

Miss Zoe Ruth Lambert

Ceased 09/01/2025

Charges4 outstanding

Charge
outstanding

LEEK UNITED BUILDING SOCIETY TRADING AS LEEK BUILDING SOCIETY

Created 23/06/2023Registered 23/06/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 17/03/2023Registered 22/03/2023
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 22/07/2022Registered 26/07/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 13/08/2020Registered 21/08/2020

Change History

status → active
2026-08-24

Active

type → ltd
2026-08-24

Private Limited Company

address line1 → Kingswood
2026-08-24

KINGSWOOD

post town → Ryde
2026-08-24

RYDE

officer appointed → PANAYI, Charalambous Louis
2026-08-24
officer appointed → PANAYI, Zoe Ruth
2026-08-24

CompanyRankvs 71996+ SIC 68100 peers
38

Financial strength82th percentile among SIC peers · 21/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.12× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£70k

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

-£72k

Working capital

Current Assets

£10k

Current Liabilities

£82k

Fixed Assets

£406k

Debtors

£859

0avg. employees

Balance Sheet

Bank loans & overdrafts£246k
Assets less current liabilities£333k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.12+£7k
20240.10+£55k
20230.06—

Derived from filed accounts. Not audited figures.