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Pilchard Construction Ltd

12275892

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

LITTLE MESMEAR, ST MINVER, PL27 6RA
Incorporated 22/10/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Richard James Fisher

director · Since 22/10/2019

BUILDER

BRITISH · UNITED KINGDOM · Age 41

Also on 2 other boards

Mr John David Westwood

director · Since 22/10/2019

ENGINEER

BRITISH · UNITED KINGDOM · Age 56

Also on 4 other boards

Persons with Significant Control

Mr Richard Fisher

50–75% shares

British · United Kingdom · Age 41

Little Mesmear, Treglines Lane, St Minver, PL27 6RA

Notified 22/10/2019

Mr John David Westwood

25–50% shares

British · United Kingdom · Age 56

Little Mesmear, Treglines Lane, St Minver, PL27 6RA

Notified 22/10/2019

Charges1 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 30/10/2020Registered 04/11/2020Satisfied 20/05/2022
Charge
outstanding

LLOYDS BANK PLC

Created 25/08/2020Registered 04/09/2020

CompanyRankvs 17637+ SIC 41100 peers
60

Financial strength89th percentile among SIC peers · 22/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.83× · 16/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£427k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

£427k

Working capital

Current Assets

£944k

Current Liabilities

£517k

Debtors

£942k

2avg. employees

Balance Sheet

Assets less current liabilities£427k
Signed by Mr Richard Fisher 18 February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.83+£0
20251.83-£679
20241.83-£3k
20231.86-£7k
20221.72+£442k
20211.63-£3k
20201.00

Derived from filed accounts. Not audited figures.