Back to search

Insight Commercial Finance Limited

12278194

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

RICHMOND HOUSE LAWNSWOOD BUSINESS PARK, LEEDS, LS16 6QY
Incorporated 23/10/2019

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 29/07/2025

Due 12/08/2026

On track

Industry

70221
Financial management

Officers

Mrs Lisa Jane Helliwell

director · Since 23/10/2019

DIRECTOR

BRITISH · ENGLAND · Age 54

Mr Richard Neil Thomas

director · Since 23/10/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Mr Richard Neil Thomas

75–100% shares
75–100% votes

British · United Kingdom · Age 56

Richmond House, Lawnswood Business Park, Leeds, LS16 6QY

Notified 23/10/2019

CompanyRankvs 7748+ SIC 70221 peers
56

Financial strength69th percentile among SIC peers · 17/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.92× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£21k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

-£7k

Working capital

Current Assets

£82k

Current Liabilities

£89k

Fixed Assets

£101k

Debtors

£77k

2avg. employees

Tax at Year End

Corp tax£20k

Balance Sheet

Assets less current liabilities£94k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.92+£0
20250.92-£34k
20242.19-£23k
20233.05-£33k
20223.16+£81k
2021+£26k

Derived from filed accounts. Not audited figures.