Institute For Financial Wellbeing Limited
12313690
Some Concerns
- No accounts filed in last 18 months (-5)
- Negative net worth (-10)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 14/06/2021
INDEPENDENT FINANCIAL ADVISER
BRITISH · ENGLAND · Age 43
Persons with Significant Control
Mr Charlie Goodman
British · United Kingdom · Age 33
Flat 11 Westwood Court, Westwood Park, London, SE23 3RU
Notified 29/10/2025
Mr Hiren Panchal
British · United Kingdom · Age 50
145 Station Road, Station Road, West Drayton, UB7 7ND
Notified 29/10/2025
Former PSCs
Mr Christopher David Budd
Ceased 15/03/2024
Thomas Frank Morris
Ceased 15/03/2024
Mr Nick Marsh
Ceased 29/10/2025
CompanyRankvs 118741+ SIC 70229 peers45
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/11/2024
Net Worth
-£5k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£55k
Working capital
Current Assets
£80k
Current Liabilities
£26k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2024 | 3.09 | +£2k |
| 2023 | 0.95 | +£843 |
| 2022 | 0.96 | -£620 |
| 2021 | 0.88 | — |
| 2020 | 0.97 | — |
Derived from filed accounts. Not audited figures.