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Bjm Housing Limited

12324284

active
Private Limited Company
Companies House
Health Score
57 / 100

Notable Risks

25/30
Filing
0/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

5 ALLERFORD COURT, MILTON KEYNES, MK4 1LY
Incorporated 20/11/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mrs Malar Chandran

director · Since 20/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 49

Persons with Significant Control

Mrs Malar Chandran

75–100% shares

British · England · Age 49

5, Allerford Court, Milton Keynes, MK4 1LY

Notified 20/11/2019

Charges4 outstanding

Charge
outstanding

LEEDS BUILDING SOCIETY

Created 08/05/2026Registered 08/05/2026
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 24/08/2022Registered 07/09/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 04/03/2022Registered 04/03/2022
Charge
outstanding

WEST BROMWICH COMMERCIAL LIMITED

Created 16/06/2021Registered 16/06/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 03/03/2020Registered 07/03/2020Satisfied 04/08/2022

CompanyRankvs 130999+ SIC 68100 peers
24

Financial strength5th percentile among SIC peers · 1/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

-£68k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£199k

Working capital

Current Assets

£13k

Current Liabilities

£212k

Fixed Assets

£803k

1avg. employees

Balance Sheet

Assets less current liabilities£604k
Prepared with Sage Accounts Production 23.0 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20240.06-£7k
20230.04-£10k
20220.02-£81k
20210.01+£19k
20200.03

Derived from filed accounts. Not audited figures.