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Z & F Holdings Limited

12327251

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

105 ST. TEILO STREET, SWANSEA, SA4 8RE
Incorporated 21/11/2019

Compliance

Last accounts

30/11/2024

total exemption full

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 21/03/2026

Due 04/04/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Salvatore Giannini

director · Since 21/11/2019

MANAGER

BRITISH · UNITED KINGDOM · Age 59

Also on 5 other boards

Mrs Alexandra Meredith Giannini

director · Since 16/12/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 4 other boards

Persons with Significant Control

Z & F Group Limited

75–100% shares
75–100% votes
Appoint directors

Pembroke House, Charter Court, Swansea, SA7 9FS

Reg: 16054671 · United Kingdom · Limited Company

Notified 01/11/2024

Former PSCs

Mr Salvatore Giannini

Ceased 01/11/2024

Mrs Alexandra Meredith Giannini

Ceased 01/11/2024

Charges2 outstanding

Charge
outstanding

SWANSEA BUILDING SOCIETY

Created 13/09/2024Registered 23/09/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2023Registered 06/06/2023

CompanyRankvs 82580+ SIC 68100 peers
35

Financial strength83th percentile among SIC peers · 21/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£90k

Balance sheet strength

Cash

£583

Cash in the bank

Net Current Assets

-£82k

Working capital

Current Assets

£583

Current Liabilities

£83k

Fixed Assets

£1.8M

Tax at Year End

Corp tax£5k

Balance Sheet

Assets less current liabilities£1.8M
Signed by Mr Salvatore Giannini 22/08/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.01+£3k
20230.02

Derived from filed accounts. Not audited figures.