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Z & F Holdings Limited

12327251

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

105 ST. TEILO STREET, SWANSEA, SA4 8RE
Incorporated 21/11/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Salvatore Giannini

director · Since 21/11/2019

MANAGER

BRITISH · UNITED KINGDOM · Age 59

Also on 5 other boards

Mrs Alexandra Meredith Giannini

director · Since 16/12/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 4 other boards

Persons with Significant Control

Z & F Group Limited

75–100% shares
75–100% votes
Appoint directors

Pembroke House, Charter Court, Swansea, SA7 9FS

Reg: 16054671 · United Kingdom · Limited Company

Notified 01/11/2024

Former PSCs

Mr Salvatore Giannini

Ceased 01/11/2024

Mrs Alexandra Meredith Giannini

Ceased 01/11/2024

Charges2 outstanding

Charge
outstanding

SWANSEA BUILDING SOCIETY

Created 13/09/2024Registered 23/09/2024
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/05/2023Registered 06/06/2023

CompanyRankvs 82145+ SIC 68100 peers
35

Financial strength83th percentile among SIC peers · 21/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£90k

Balance sheet strength

Cash

£583

Cash in the bank

Net Current Assets

-£82k

Working capital

Current Assets

£583

Current Liabilities

£83k

Fixed Assets

£1.8M

Tax at Year End

Corp tax£5k

Balance Sheet

Assets less current liabilities£1.8M
Signed by Mr Salvatore Giannini 22/08/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.01+£3k
20230.02+£14k
20220.01

Derived from filed accounts. Not audited figures.