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T3 Financial Ltd

12328427

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

C/O Mavani Shah And Co Ltd 2nd Floor Amba House, 15 College Road, Harrow, HA1 1BA
Incorporated 22/11/2019

Previously known as

Agxpay Ltd · until 30/09/2020

Compliance

Last accounts

30/11/2024

micro entity

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 29/09/2025

Due 13/10/2026

On track

Industry

64205
Activities of financial services holding companies
64999
Other financial service activities

Officers

Nicholas St John Thurlow

director · Since 22/11/2019

British · England · Age 58

Persons with Significant Control

Mr Nicholas St John Thurlow

75–100% shares
75–100% votes
Appoint directors

British · England · Age 58

C/O Mavani Shah And Co Ltd, 2nd Floor Amba House, Harrow, HA1 1BA

Notified 22/11/2019

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line1C/O Mavani Shah And Co Ltd 2nd Floor Amba House
2026-06-08

C/O MAVANI SHAH AND CO LTD 2ND FLOOR AMBA HOUSE

post townHarrow
2026-06-08

HARROW

officer appointedTHURLOW, Nicholas St John
2026-06-08

CompanyRankvs 784+ SIC 64205 peers
64

Financial strength50th percentile among SIC peers · 13/25
Employees62th percentile among SIC peers · 9/15
LiquidityCurrent ratio 120.96× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£835

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£40k

Working capital

Current Assets

£40k

Current Liabilities

£334

1avg. employees

Balance Sheet

Assets less current liabilities£40k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
2024120.96
2023120.96-£462
202268.56-£495
2021+£27
20205.96

Derived from filed accounts. Not audited figures.