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Universal Commercial Estates Ltd

12340248

active
Private Limited Company
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

KAVONA LONG LANE, BIRMINGHAM, B62 9DP
Incorporated 29/11/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Rita Chohan

secretary · Since 29/11/2019

Mr Ram Malhi

director · Since 29/11/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 1 other board

Persons with Significant Control

Mr Ram Malhi

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 45

Kavona, Long Lane, Birmingham, B62 9DP

Notified 29/11/2019

Mrs Rita Chohan

25–50% shares
25–50% votes

British · England · Age 41

Kavona, Long Lane, Birmingham, B62 9DP

Notified 29/11/2019

Charges3 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 26/06/2024Registered 16/07/2024
Charge
outstanding

LLOYDS BANK PLC

Created 21/06/2024Registered 21/06/2024
Charge
outstanding

LLOYDS BANK PLC

Created 05/04/2024Registered 05/04/2024

CompanyRankvs 85622+ SIC 68100 peers
34

Financial strength80th percentile among SIC peers · 20/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£56k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£302k

Working capital

Current Assets

£583

Current Liabilities

£302k

Fixed Assets

£560k

Balance Sheet

Assets less current liabilities£258k
Signed by Mr Ram Malhi 11th November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.00+£19k
20230.00+£12k
20220.00+£13k
20210.00+£14k
20200.00

Derived from filed accounts. Not audited figures.