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Highlights Asset Management Ltd

12371855

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 13 outstanding charges (-10)

Details

15 MARINA APPROACH, HAYES, UB4 9TB
Incorporated 19/12/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Mikhael Pol De Guzman

director · Since 19/12/2019

DIRECTOR

BRITISH · ENGLAND · Age 52

Mrs Sylvie Therese Renee De Guzman

director · Since 19/12/2019

DIRECTOR

FRENCH · ENGLAND · Age 55

Persons with Significant Control

Mr Mikhael Pol De Guzman

25–50% shares

British · England · Age 52

15, Marina Approach, Hayes, UB4 9TB

Notified 12/08/2024

Mrs Sylvie Therese Renee De Guzman

25–50% shares

French · England · Age 55

15, Marina Approach, Hayes, UB4 9TB

Notified 12/08/2024

Former PSCs

Mrs Sylvie Therese Renee De Guzman

Ceased 13/08/2024

Mrs Sylvie Renee De Guzman

Ceased 12/08/2024

Mr Michael Pol De Guzman

Ceased 13/08/2024

Charges13 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 29/01/2026Registered 29/01/2026
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outstanding

ALDERMORE BANK PLC

Created 17/12/2025Registered 18/12/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 18/07/2025Registered 21/07/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 14/04/2025Registered 16/04/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 25/10/2024Registered 25/10/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 25/10/2024Registered 25/10/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 28/06/2024Registered 01/07/2024
Charge
satisfied

RAPIDFUTURE LIMITED

Created 07/03/2024Registered 08/03/2024Satisfied 11/12/2025
Charge
outstanding

PRECISE MORTGAGES

Created 27/11/2023Registered 27/11/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 11/10/2022Registered 11/10/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 04/10/2022Registered 04/10/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/08/2022Registered 08/08/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 21/02/2022Registered 01/03/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 27/09/2021Registered 04/10/2021

CompanyRankvs 36388+ SIC 68100 peers
49

Financial strength91th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.14× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£325k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£201k

Working capital

Current Assets

£33k

Current Liabilities

£234k

Fixed Assets

£1.2M

2avg. employees

Balance Sheet

Assets less current liabilities£996k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20240.14+£114k
20230.46+£185k
20210.18+£22k
20200.23

Derived from filed accounts. Not audited figures.