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Highlights Asset Management Ltd

12371855

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 14 outstanding charges (-10)

Details

15 MARINA APPROACH, HAYES, UB4 9TB
Incorporated 19/12/2019

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 13/12/2025

Due 27/12/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Mikhael Pol De Guzman

director · Since 19/12/2019

DIRECTOR

BRITISH · ENGLAND · Age 53

Mrs Sylvie Therese Renee De Guzman

director · Since 19/12/2019

DIRECTOR

FRENCH · ENGLAND · Age 55

Persons with Significant Control

Mr Mikhael Pol De Guzman

25–50% shares

British · England · Age 53

15, Marina Approach, Hayes, UB4 9TB

Notified 12/08/2024

Mrs Sylvie Therese Renee De Guzman

25–50% shares

French · England · Age 55

15, Marina Approach, Hayes, UB4 9TB

Notified 12/08/2024

Former PSCs

Mrs Sylvie Therese Renee De Guzman

Ceased 13/08/2024

Mrs Sylvie Renee De Guzman

Ceased 12/08/2024

Mr Michael Pol De Guzman

Ceased 13/08/2024

Charges14 outstanding

A registered charge
outstanding

ALDERMORE BANK PLC

Created 29/07/2026Registered 29/07/2026
Charge
outstanding

ALDERMORE BANK PLC

Created 29/01/2026Registered 29/01/2026
Charge
outstanding

ALDERMORE BANK PLC

Created 17/12/2025Registered 18/12/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 18/07/2025Registered 21/07/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 14/04/2025Registered 16/04/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 25/10/2024Registered 25/10/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 25/10/2024Registered 25/10/2024
Charge
outstanding

ALDERMORE BANK PLC

Created 28/06/2024Registered 01/07/2024
Charge
satisfied

RAPIDFUTURE LIMITED

Created 07/03/2024Registered 08/03/2024Satisfied 11/12/2025
Charge
outstanding

PRECISE MORTGAGES

Created 27/11/2023Registered 27/11/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 11/10/2022Registered 11/10/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 04/10/2022Registered 04/10/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/08/2022Registered 08/08/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 21/02/2022Registered 01/03/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 27/09/2021Registered 04/10/2021

CompanyRankvs 37088+ SIC 68100 peers
49

Financial strength91th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.14× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£325k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£201k

Working capital

Current Assets

£33k

Current Liabilities

£234k

Fixed Assets

£1.2M

2avg. employees

Balance Sheet

Assets less current liabilities£996k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20240.14+£114k
20230.46

Derived from filed accounts. Not audited figures.