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M&G Cash Ltd

12378906

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

MIDDLESCEUGH HALL FARM, CARLISLE, CA4 0NN
Incorporated 27/12/2019

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/12/2025

Due 06/01/2027

On track

Industry

01410
Raising of dairy cattle

Officers

Mrs Gemma Marie Cash

director · Since 27/12/2019

COMPANY SECRETARY/DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mr Mark James Cash

director · Since 27/12/2019

FARMER

BRITISH · UNITED KINGDOM · Age 43

Mr James George Waterhouse

secretary · Since 28/03/2022

Persons with Significant Control

Mr Mark James Cash

25–50% shares
25–50% votes

British · United Kingdom · Age 43

Middlesceugh Hall Farm, Ivegill, Carlisle, CA4 0NN

Notified 30/07/2024

Mrs Gemma Marie Cash

25–50% shares
25–50% votes

British · United Kingdom · Age 44

Middlesceugh Hall Farm, Ivegill, Carlisle, CA4 0NN

Notified 30/07/2024

Former PSCs

Mr Mark James Cash

Ceased 01/08/2021

Mrs Gemma Marie Cash

Ceased 01/08/2021

Mr James George Waterhouse

Ceased 30/07/2024

Charges3 outstanding

Charge
outstanding

OXBURY BANK PLC

Created 23/01/2026Registered 04/02/2026
Charge
outstanding

OXBURY BANK PLC

Created 23/01/2026Registered 04/02/2026
Charge
outstanding

HSBC UK BANK PLC

Created 25/08/2020Registered 27/08/2020

CompanyRankvs 515+ SIC 01410 peers
53

Financial strength49th percentile among SIC peers · 12/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 4.63× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£409k

Balance sheet strength

Cash

£277k

Cash in the bank

Net Current Assets

£616k

Working capital

Current Assets

£786k

Current Liabilities

£170k

Fixed Assets

£458k

Debtors

£65k

4avg. employees

Balance Sheet

Bank loans & overdrafts£33k
Assets less current liabilities£1.1M
Signed by 12378906 2025-01-01 2025-12-31 12378906 2025-12-31 12378906 bus: 1 1 2025-12-31 12378906 bus: 3 1 2025-12-31 12378906 coPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20254.63+£32k
20245.13+£36k
20231.12

Derived from filed accounts. Not audited figures.