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First Class Living Ltd

12390185

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

2 LYNE ROAD, VIRGINIA WATER, GU25 4EF
Incorporated 07/01/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Alfred Joseph Kefford

director · Since 07/01/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 14 other boards

Persons with Significant Control

Alfred Joseph Kefford

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 45

Blake House, 11 High Street, Oldham, OL4 3BH

Notified 07/01/2020

Charges1 outstanding

Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 18/03/2022Registered 25/03/2022

CompanyRankvs 150286+ SIC 68209 peers
34

Financial strength70th percentile among SIC peers · 18/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£38k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£40k

Working capital

Current Assets

£4k

Current Liabilities

£45k

Fixed Assets

£273k

0avg. employees

Balance Sheet

Assets less current liabilities£233k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10+£8k
20240.09+£4k
20230.10+£3k
20221.41-£1k
20211.52

Derived from filed accounts. Not audited figures.