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Harding Retail Ihc Ltd

12421641

active
Private Limited Company
Companies House
Health Score
63 / 100

Some Concerns

25/30
Filing
0/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

AVONMOUTH WAY, BRISTOL, BS11 8DD
Incorporated 23/01/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47190
Other retail sale in non-specialised stores

Officers

Mr Alexis Olivier Arnaud Pourchet

director · Since 05/10/2020

OPERATING PARTNER

FRENCH · UNITED KINGDOM · Age 46

Also on 10 other boards

Mr Michael Andrew Coupe

director · Since 15/07/2021

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 2 other boards

Mr Christian John Matthews

director · Since 16/10/2023

CHIEF EXECUTIVE OFFICER

BRITISH · ENGLAND · Age 54

Also on 3 other boards

Mr Simon Burgoyne Luscombe

director · Since 09/05/2025

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 4 other boards

Persons with Significant Control

Former PSCs

Flemingo International Uk Ltd

Ceased 05/10/2020

Charges1 outstanding

Charge
outstanding

BZ COMMERCIAL FINANCE DESIGNATED ACTIVITY COMPANY

Created 31/01/2020Registered 17/02/2020

CompanyRankvs 5494+ SIC 47190 peers
47

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.94× · 6/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2023

Turnover

£296.1M

Annual revenue

Net Worth

£980k

Balance sheet strength

Cash

£3.2M

Cash in the bank

Profit Before Tax

-£22.6M

Bottom line earnings

Net Current Assets

-£6.5M

Working capital

Current Assets

£100.7M

Current Liabilities

£107.2M

Fixed Assets

£42.5M

Debtors

£33.8M

Cost of Sales

£247.5M

Gross Profit

£48.7M

Admin Expenses

£61.5M

Operating Profit

-£12.8M

Profit After Tax

-£22.7M

228avg. employees

People Costs

Wages & salaries£12.4M
NI contributions£1.3M

Balance Sheet

Bank loans & overdrafts£59.0M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20230.94

Derived from filed accounts. Not audited figures.